13 Scholarships And Grants For Adults Going Back to School for 2025

Student Finance & Loan Expert

Going back to school as an adult presents unique challenges, particularly in securing funding for tuition and related expenses. This article addresses the financial hurdles faced by adult learners by highlighting 13 scholarships and grants specifically designed to support their educational pursuits. Discover how these financial aids can ease the burden and make returning to school a more achievable goal.

Key Things You Should Know About Scholarships and Grants for Adults Going Back to School for 2025

There are no age restrictions for federal aid. Adult students can access the same federal grants, loans, and work-study programs as traditional students.
Scholarships and grants significantly reduce the costs of returning to school, lowering overall student loan debt. This financial relief is especially beneficial for adult students who often have more bills and family responsibilities than traditional students.
Scholarships and grants are forms of gift aid that do not need to be repaid, unlike student loans.

13 Scholarships and Grants for Returning Students for 2025
The Importance of Continuing Education for Adults
How Scholarships for Adults Can Help Ease Their Financial Strain
Where to Find Scholarships for Adults
How many scholarships for adults can one get?
Scholarships vs Grants: What are the differences?
6 Ways To Reduce Your Educational Expenses as an Adult Student
Can an Adult Get FAFSA?
Alternatives to Traditional Student Loans for Adult Learners
How to Finance Specialized Degrees as an Adult Learner
How Can You Avoid Debt Traps While Financing Your Education?
What Additional Support is Available for Military-Affiliated Adult Learners?
How Can Adult Learners Enhance Their Financial Literacy for Optimal Funding Decisions?
How Can Adult Learners Identify the Best College Majors for Sustainable Career Growth?
Which College Majors Offer the Best Return on Investment for Adult Learners?
Do Trade Schools and Vocational Programs Offer a Cost-Effective Alternative for Adult Learners?
Are There Tax Benefits Available for Adult Learners?
Can Adult Learners Effectively Compare and Choose the Best Loan Options?
Are Online Degrees a Viable Path to In-Demand Careers?
Other Things You Should Know About Scholarships and Grants for Adults

13 Scholarships and Grants for Returning Students for 2025

Scholarships and grants are a vital resource for reducing college costs. They are available for all types of students, including returning ones. Our experts compiled a list of grants and scholarships for adults to help you get started. Explore additional opportunities based on your background, achievements, and professional goals.

8 Scholarships for Adults Returning to College

Here are eight scholarships for adults returning to college:

1. Boomer Benefits Scholarship

The Boomer Benefits Scholarship caters to adults aged 50 and above who have returned to school to complete their degree. It offers two $2,500 awards annually. To qualify, applicants must have a minimum Grade Point Average (GPA) of 3.0 or higher. They should also be enrolled in a four-year undergraduate program or a graduate program at an accredited public or private school, including community colleges or universities within the continental U.S.

2. College JumpStart Scholarship

College JumpStart Scholarship is an annual, merit-based competition open to 10th-12th graders, college students, and non-traditional students. Financial need is not considered. Adult learners who are committed to education and can express their goals for pursuing higher education can apply. The first-place prize is a $1,000 scholarship that can be used at any college or university in the United States to help cover educational expenses.

3. Job-Applications.com Working Parent College Scholarship

Employed parents enrolled in a college, trade school, or similarly accredited program may be eligible for the Working Parent Scholarship. To qualify, you must have at least a 3.0 GPA and work a minimum of 12 hours per week. Applicants must fill out a short form and submit a 600-1,000 word essay explaining how they balance parenting, working, and studying.

4. Return2College Scholarship

Return2College Scholarship offers $1,000 to qualified students. Interested applicants must be 17 years or older. There is no maximum age limit. However, you must be a U.S. citizen or a legal resident starting a higher education program. The only requirement for this scholarship is to complete a short form, answering the question, “Why are you getting your degree?” in three sentences. You may also submit more than one entry.

5. Executive Women International Adult Students in Scholastic Transition (ASIST)

The ASIST Scholarship is available to adults facing economic, social, or physical challenges who want to improve their situation through education. Local Chapters work with educational providers and social services agencies to identify potential candidates. Students first apply and compete at the local Chapter level. Chapter-level winners are then submitted to the Corporate level for a chance to win an additional scholarship ranging from $2,000 to $10,000.

6. Ford Opportunity Program Scholarship

The Ford Opportunity Program Scholarship assists parents of any age and adult learners over 25 who face significant barriers, financial or otherwise, to higher education. Each year, up to 96 renewable scholarships are awarded to students from Oregon and Siskiyou County, California. To qualify, you must be pursuing an associate’s or bachelor’s degree, and your Expected Family Contribution (EFC) must be no more than $10,000.

7. Alpha Sigma Lambda Scholarships

Alpha Sigma Lambda (ASL) is an honor society that offers scholarships to adults pursuing undergraduate degrees at institutions with active ASL chapters. Applicants must have completed at least 24 credits of coursework and have a minimum GPA of 3.2. For the 2024-25 academic year, ASL will award six $3,000 scholarships and 15 scholarships to qualified students worth $2,500.

8. Courage to Grow Scholarship

The Courage to Grow Scholarship is a monthly scholarship program that awards $500 to one student monthly. You must have a minimum GPA of 2.5 or better to be eligible. The program is also exclusive to U.S. citizens.

5 Grants for Adult Students

Here are five grants for adult students:

1. Federal Pell Grant

Federal Pell Grants are usually awarded only to undergraduate students of any age who demonstrate financial need. Interested applicants must not have earned a bachelor's, graduate, or professional degree. However, students enrolled in a postbaccalaureate teacher certification program may also qualify.

Additionally, individuals who have been incarcerated and are enrolled in an approved Prison Education Program may be eligible for a Federal Pell Grant. This also applies to those subject to involuntary civil commitment after completing a period of incarceration for a sexual offense.

Unlike loans, Federal Pell Grants do not have to be repaid, except in certain situations. However, you cannot receive Federal Pell Grant funds from more than one school at the same time.

2. Federal Supplemental Education Opportunity Grant (FSEOG)

The financial aid office at each participating school administers the FSEOG program. To receive an FSEOG, you must complete the FAFSA form so your college can assess your financial need. The financial aid office will award FSEOGs to students with the greatest financial need. You can receive between $100 and $4,000 a year based on your monetary need, the timing of your application, the amount of other aid you receive, and the availability of funds at your school.

3. Patsy Mink Education Support Award

The Patsy Takemoto Mink Education Support Award is a scholarship for low-income women with children who are pursuing education or training at a nonprofit, accredited institution. To be eligible, applicants must have an annual family income of less than $20,000 for a family of two, less than $25,000 for a family of three, and less than $30,000 for a family of four.

4. Imagine America Adult Skills Education Program

The Imagine America Adult Skills Education Program (ASEP) is a scholarship program for adult students who are at least 19 years old and enrolling in a participating career college. To qualify, you must be enrolled in a participating college and be a U.S. citizen or permanent resident. Additionally, you need a high school diploma, GED, or a passing score on an Ability to Benefit test. You should not have previously received any Imagine America Foundation scholarships or awards. Finally, you must complete the NCCT Educational Success Potential Assessment.

5. Jeannette Rankin National Scholar Grant

The Jeannette Rankin National Scholar Grant provides unrestricted non-tuition funding and support to women and nonbinary students aged 35 and older. Applicants must demonstrate financial need and should be pursuing a technical or vocational education, an associate’s degree, or a first bachelor’s degree at an accredited U.S. institution. The grant amount is $2,000 to $10,000 and is renewable for up to five years.

The Importance of Continuing Education for Adults

Continuing education for adults is crucial as it significantly improves career prospects and boosts personal development. It opens doors to better job opportunities and promotions and thus increases one’s earning potential. Continuing education also builds confidence and provides a sense of purpose and accomplishment.

Additionally, it fosters social connections and personal growth. Meeting new people offers opportunities to reduce isolation and encourage lifelong learning. Continuing education equips adults with the skills and knowledge needed to thrive personally and professionally.

Here is what returning students have to say about their scholarships and grants

"Returning to school as an adult was daunting, but thanks to scholarships and grants, I did not have to worry about crippling student loans. The financial support allowed me to focus on my studies and excel in my chosen field. Now, I am proud to say I have achieved my dream of becoming a registered nurse." - Thalia

"With the help of grants, I was able to go back to school and pursue a degree in business management without the burden of financial stress. This opportunity has not only enhanced my career prospects but also given me a sense of accomplishment I never thought possible. I am excited for the future and grateful for the support." - Michaela

"Going back to school seemed impossible until I discovered the various scholarships available for adult learners. These funds covered most of my tuition, allowing me to concentrate on my studies and complete my degree in computer science. The experience has been life-changing, and I am now equipped with the skills to advance in my career." - Jessy

The Importance of Continuing Education for Adults

How Scholarships for Adults Can Help Ease Their Financial Strain?

Scholarships are an excellent financial aid option for adult students because they do not need to be repaid. Unlike loans, which accumulate interest and must be paid back after graduation, scholarship money can greatly reduce the cost of education. According to Sallie Mae, college spending is on the rise. Families reported spending an average of $28,026 on college in the 2022-23 academic year, an 11% increase from $25,313 in 2021-22.

Adult students often have extra financial responsibilities like family support or paying bills. Scholarships for adults can ease this financial burden by allowing them to focus on their studies without worrying about making ends meet.

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Where to Find Scholarships for Adults?

In general, many scholarships are available to students enrolling directly from high school. Therefore, college planning for high school students is a crucial process that involves researching potential colleges, preparing for standardized tests, understanding financial aid options, and making informed decisions about future academic and career paths. Meanwhile, adult learners, who may be completing a degree from another institution or returning to college after a break, may find themselves ineligible for these scholarships.

One of the best resources for finding scholarships for adults is CareerOneStop. This site offers a scholarship finder tool to help you narrow down specific opportunities that apply to your situation. Here, you can find various less traditional scholarships for adult learners.

How many scholarships for adults can one get?

As an adult returning to school, there is no limit to the number of scholarships you can receive. Some students may qualify for enough scholarships to cover their entire educational costs. Even receiving a few scholarships each semester can save you hundreds or even thousands of dollars on your education expenses.

In the U.S., 61% of families used scholarships. However, nearly half (45%) still believe they are only for students with exceptional grades or abilities.

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Scholarships vs Grants: What are the differences?

Grants are based on financial need. They are determined by the difference between the college’s Cost of Attendance (COA) and the Student Aid Index (SAI). The federal and state governments, colleges, and universities award grants to qualified students.

Meanwhile, scholarships are typically merit-based. Private organizations, foundations, and institutions often award scholarships to students with academic, artistic, athletic, or other specific qualities.

The grant application process includes the Free Application for Federal Student Aid (FAFSA) to determine eligibility. On the other hand, scholarship applications typically involve a separate submission to the specific scholarship provider, which may include essays, recommendations, and other supporting materials.

6 Ways To Reduce Your Educational Expenses as an Adult Student

Below are six ways to reduce your educational expenses as an adult student, according to our experts:

1. CLEP Tests

College-Level Examination Program (CLEP) tests are a way for students to earn college credit by demonstrating their knowledge of college-level material. These exams are administered year-round on a flexible schedule. When you pass a CLEP test, you can earn college credit without taking the corresponding course, which saves you time and money.

2. Consider Part-Time Enrollment

Part-time enrollment offers flexibility, a reduced course load, and the ability to work while studying. These factors make part-time enrollment attractive for many adult students looking to manage education costs. To succeed, carefully evaluate the trade-offs and find the right balance between part-time studies and other responsibilities.

3. Employer Tuition Assistance

Employer Tuition Assistance (ETA) can help adult students reduce their educational expenses. ETA can cover a portion or all of the tuition costs for degree programs or courses that align with the employee’s current role. Federal tax laws allow employees to receive up to $5,250 in tuition reimbursement tax-free each year from their employer. This means employers can cover these costs without employees having to pay taxes on the assistance.

4. Financial Aid Consulting

Take advantage of your school’s financial aid counseling center if they have any. You can set up an in-person or virtual meeting with an experienced financial aid advisor to learn more about your options for paying for school. Aside from available scholarships for adults, ask about other options like work-study opportunities or various payment plans in your school.

5. Military Aid

Each branch of the military offers Tuition Assistance (TA) programs that cover a portion of tuition costs for active-duty personnel pursuing higher education. These programs typically cover up to 100% of tuition and fees for courses leading to an associate, bachelor's, or master's degree.

6. Online College

Enrolling in an online degree or certificate program is another way to reduce college expenses. According to the Education Data Initiative, the cost of an online degree from a public university is roughly $54,183, compared to $85,348 for the same degree in person.

Students who commute to college for in-person classes pay $1,360 per year in transportation costs, which online students do not have to pay. Students who attend in-person classes also pay $600 more per year for a campus meal plan than they would for meals made at home.

Online programs typically cost less per credit hour than in-person programs. The chart below shows the average per-credit-hour tuition of private and public four-year institutions.

Maybe you are wondering, "Does financial aid cover off-campus housing?" Allow our experts to help you understand the specifics of your financial aid package and how it can be applied to different living arrangements, including off-campus housing.

Can an Adult Get FAFSA?

There is no age limit or restriction on FAFSA eligibility based on being an adult student. The financial aid office can help you determine what you need for the FAFSA by providing a checklist of the required documents and information. Meanwhile, here are some key points about adults and the FAFSA:

The FAFSA treats students over 24 as independent students, meaning they only report their income and assets, not their parents'.
Adult students are eligible for the same types of federal aid as traditional students, including Pell Grants, work-study, and federal student loans.
Having a higher income as an adult does not automatically disqualify you from aid. The FAFSA considers your full financial situation, including expenses, assets, and family size.
Adult students often qualify for more need-based aid, like the Pell Grant, since they are considered independent without parental support.
You can submit an appeal to have your eligibility re-evaluated if you have unusual financial circumstances that the FAFSA fails to capture well.
Adult students can still qualify for federal student loans with annual borrowing limits based on dependency status and degree program.

Adult Student Checklist

Apply for federal student aid by filling out the FAFSA form.
Ask employers to recommend schools that provide training in the skills needed for your chosen career.
Check with your employer to see if they offer assistance to help pay for school.
Discover why federal student loans are a better option than private loans.
Get to know the financial aid staff at the school you plan to attend; they can help with aid applications and explain the types of aid available.
If you do not have a high school diploma, consider getting a high school equivalent. Search online for "high school equivalent" along with your state's name.
Learn about federal funding for your education.
Research careers and job demand using the Occupational Outlook Handbook. For an interactive tool, try the U.S. Department of Labor's career search. For additional help, visit careeronestop.org or contact your local community college.
See how you might benefit from federal income tax credits for education expenses.
Use College Navigator to find the right school for your career goals and get tips on choosing a school.
Use the College Scorecard to compare schools’ annual costs, graduation rates, and median salaries after attending.
Use the Consumer Financial Protection Bureau’s financial path to graduation tool to determine each school’s net price—your actual out-of-pocket cost.
Use the U.S. Department of Labor’s scholarship search to find scholarships.

Meanwhile, the chart below shows the reasons for not completing the FAFSA:

Alternatives to Traditional Student Loans for Adult Learners

While scholarships and grants significantly reduce educational expenses, some adult learners may still need loans to cover remaining costs. However, exploring alternative funding options is essential before committing to loans that accrue high interest. Employer tuition reimbursement programs, income-sharing agreements (ISAs), and community-sponsored loan repayment programs are viable options for reducing debt.

For those considering student loans, choosing the right type can be critical to maintaining financial stability in the long term. Adult students often benefit from a fixed rate student loan, as it eliminates the uncertainty of fluctuating interest rates, making budgeting more predictable and manageable. Fixed-rate loans provide stability, especially for those balancing education with other financial responsibilities.

Additionally, leveraging federal loans and minimizing reliance on private loans allows access to borrower benefits such as income-based repayment plans, deferment options, and potential loan forgiveness programs. By carefully planning and exploring alternatives, adult students can effectively manage their educational investments without compromising their financial future.

How to Finance Specialized Degrees as an Adult Learner

Securing funding for specialized degrees like veterinary medicine can be particularly challenging for adult learners due to their higher tuition costs and additional expenses. Many traditional scholarships may not fully address such niche financial needs, prompting adult students to explore alternative solutions. For instance, scholarships for specialized programs, industry-specific grants, and dedicated loan programs tailored to professional degrees offer viable pathways.

One effective route for financing specialized degrees is opting for student loans that are specifically designed for such fields. For aspiring veterinarians, for example, understanding options for paying for vet school is crucial. By exploring targeted loans with student-friendly repayment terms, adult learners can pursue advanced degrees without overwhelming financial stress. Beyond loans, students may also explore work-study opportunities, military or government funding programs, and employer-sponsored educational benefits targeted at career development in specialized sectors. These options collectively pave the way for managing educational costs while maintaining financial sustainability.

How Can You Avoid Debt Traps While Financing Your Education?

Adult learners must carefully assess their borrowing options to maintain long-term financial stability. Research federal versus private loans, examining interest rates, repayment terms, and eligibility for forgiveness programs. Leverage resources available from your institution’s financial aid office to compare offers and understand potential risks. Consider specialized options such as loans for training courses that cater to nontraditional programs and may include better borrower protections. Strategic evaluation of these factors can help you avoid debt traps while investing in your academic future.

What Additional Support is Available for Military-Affiliated Adult Learners?

Military-affiliated adult learners can access specialized financial support programs beyond standard tuition assistance. Many branches offer dedicated Tuition Assistance plans along with veteran-specific scholarships distributed by governmental and nonprofit organizations. Institutions geared toward this audience even provide customized enrollment options and credit evaluations that acknowledge prior military training. For additional guidance on choosing educational institutions that accommodate military backgrounds, review our article on military friendly colleges online. Furthermore, collaborating with your institution’s veteran affairs office ensures a comprehensive exploration of state-level benefits, grant opportunities, and tailored support services designed to optimize both academic success and financial sustainability.

How Can Adult Learners Enhance Their Financial Literacy for Optimal Funding Decisions?

Adult learners can benefit significantly from developing robust financial literacy skills that empower them to evaluate and manage education-related expenditures effectively. This involves understanding budgeting techniques, monitoring credit scores, and utilizing digital management tools to compare different funding options. For example, integrating cost-saving educational paths can be achieved by exploring online degrees that accept FAFSA, thereby enabling learners to make well-informed decisions about tuition costs, interest rates, and repayment plans. Leveraging financial planning strategies also aids in identifying and mitigating potential financial risks associated with both short-term expenses and long-term commitments.

How Can Adult Learners Identify the Best College Majors for Sustainable Career Growth?

When evaluating degree options, adult learners should assess market trends, job stability, and long-term earning potential to maximize their educational investment. Comparing industry growth rates and employment forecasts, along with potential career paths, can provide clarity on which fields offer robust opportunities for advancement. Resources such as detailed career analyses and expert rankings can further guide decision-making—for instance, reviewing the best college majors may offer valuable insights for aligning academic pursuits with future market demands.

Which College Majors Offer the Best Return on Investment for Adult Learners?

Adult learners can benefit from a detailed analysis of degree outcomes, focusing on programs that combine manageable tuition costs with promising long-term earnings. Reviewing studies and salary data helps in identifying fields that not only match personal interests but also offer financial stability. Evaluating metrics such as program duration, career trajectory, and industry demand is essential for selecting a major that maximizes educational investments. For instance, exploring trends and data on the highest-paying college majors offers clear insights into which academic paths may yield substantial returns.

Do Trade Schools and Vocational Programs Offer a Cost-Effective Alternative for Adult Learners?

Adult learners can benefit from exploring nontraditional educational pathways that deliver targeted skills in a shorter timeframe. Trade schools and vocational programs often feature lower tuition costs, accelerated completion periods, and a strong emphasis on practical training. This route can provide immediate career opportunities with competitive entry-level wages while reducing overall educational expenses. Evaluating program outcomes and industry partnerships is vital to ensure that the chosen pathway aligns with career objectives and financial planning. For further insights on flexible and affordable options, review our guide on online trade schools for adults.

Are There Tax Benefits Available for Adult Learners?

Adult learners may qualify for tax credits and deductions designed to help offset education expenses. For instance, credits such as the American Opportunity Tax Credit and the Lifetime Learning Credit can reduce the tax burden by allowing eligible students to claim a portion of their qualified education expenses. Additionally, some education-related costs—including tuition, course materials, and fees—may be deductible on federal tax returns. Understanding these benefits, along with managing repayment obligations, is essential when planning for long-term financial stability. It is advisable to consult a tax professional to confirm eligibility and maximize benefits while taking into account factors such as changes in education loan interest rate structures.

Can Adult Learners Effectively Compare and Choose the Best Loan Options?

Adult learners should evaluate loan offers by focusing not only on interest rates but on a range of key factors such as repayment terms, associated fees, and borrower protections. Comparing options from federal, state, and private lenders can reveal more favorable offers that align with both immediate financial needs and long-term goals. Utilizing financial management tools and consulting with financial advisors can help clarify how varying factors—such as fixed versus variable rates and potential prepayment penalties—affect overall loan affordability. For example, exploring options like low APR student loans can provide insights into securing loans with sustainable repayment plans while minimizing debt risks.

Are Online Degrees a Viable Path to In-Demand Careers?

Online degree programs offer adult learners a flexible route to gain skills that meet the demands of rapidly evolving industries. These programs are increasingly shaped by inputs from industry experts, ensuring that the curriculum aligns with employer needs and market standards. By leveraging digital platforms for education, learners can access specialized programs that equip them with competencies to transition into roles that require modern technical and analytical skills. This approach not only facilitates smooth career transitions but also opens avenues to explore careers with online degrees that offer competitive remuneration and growth potential.

Key Findings

In the U.S., 61% of families used scholarships to help pay for college, highlighting the widespread reliance on scholarships to reduce education costs.
Families reported spending an average of $28,026 on college in the 2022-23 academic year, an 11% increase from $25,313 in 2021-22.
The Boomer Benefits Scholarship offers two $2,500 awards annually to adults aged 50 and above with a minimum GPA of 3.0.
The Ford Opportunity Program Scholarship awards up to 96 renewable scholarships each year to students from Oregon and Siskiyou County, California, with an Expected Family Contribution (EFC) of no more than $10,000.
Federal Pell Grants provide financial aid to undergraduate students demonstrating financial need, covering costs without the requirement of repayment, unlike loans.
The Imagine America Adult Skills Education Program offers scholarships to adult students aged 19 and above enrolling in participating career colleges.
According to the Education Data Initiative, the cost of an online degree from a public university is approximately $54,183, compared to $85,348 for the same degree in person.

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Other Things You Should Know About Scholarships and Grants for Adults

1. What are adult learners and nontraditional students?

Adult students are individuals over 24 years old attending college for the first time or returning after a long hiatus. Meanwhile, nontraditional students do not enroll in a campus-based college program right after high school. This group includes adult students, online students, and students with children.

2. Is there an age limit on scholarships in the U.S.?

There is no strict age limit for most scholarships in the U.S., but many are aimed at traditional college-aged students between 16 and 25 years old. However, numerous scholarships for adults and non-traditional students over the age of 25 are also available. Many of these scholarships filter applicants based on career goals, degree major, and race or ethnicity rather than age.

If you want to know the percent of college graduates by race, our experts provide detailed statistical analyses and insights. We break down the data to help you understand trends and disparities across different racial groups.

3. How do adults pay for college?

Adults can pay for college through scholarships, grants, work-study programs, employer tuition assistance, and student loans. Completing the FAFSA, exploring specific scholarships for adult learners, and utilizing personal savings or employer benefits are crucial strategies to minimize costs. Additionally, payment plans and credits for prior experience can help reduce expenses.

If you are wondering, “Why is college in America so expensive?” our experts can offer comprehensive explanations. We explore factors such as administrative costs, reduced state funding, and the rising expenses of campus facilities and services.

Research.com adheres to high standards and transparent procedures based on well-established metrics. We produce a wide range of rankings for the research community across various disciplines. We also cover topics such as scholarships for online students, trends by student aid, and the cost of college by country.

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