Best International Student Loans in October for 2025

Student Finance & Loan Expert

Deciding to study abroad can be thrilling, but figuring out how to pay for your education is a significant challenge for international students. Navigating the world of international student loans can be confusing and stressful, especially when faced with varying interest rates, eligibility criteria, and repayment options. Many students need help finding the right loan to cover tuition, which can range from $9,800 to $40,700 at four-year institutions in 2024.

I've been guiding students in career planning for over ten years, and I've used this expertise to research the best data from credible sources. This article will help you understand your options and find the best international student loans for your needs in October 2025. Reading this guide will save you time and stress and help you make informed decisions about financing your education.

Key Things You Should Know About International Student Loans

Depending on the lender, interest rates for international student loans range from 4.19% to 16.69% fixed APR and 4.29% to 16.85% variable APR.
Common repayment terms for international student loans typically include 5-, 10-, and 15-year options.
The minimum loan amount for most lenders starts at $1,000.
There are currently 1,057,188 international students studying in the US.
A recent survey found that 92% of US institutions plan to grow their international student population within the next 5 years.

International Student Loans Table of Contents

List of the Best International Student Loans in October for 2025
Can international students get financial aid in the US?
How do I compare different international student loans?
What are the eligibility requirements for international student loans for 2025?
Do I need a co-signer for an international student loan?
Are there hidden fees in international student loans?
How long does the international student loan application process take?
Are there specialized loan options for certain career paths?
How can international students use loans to help cover living expenses?
What legal responsibilities and borrower protections should I understand?
How can I strengthen my credit profile before applying for an international student loan?
What are common mistakes to avoid when applying for an international student loan?
Can online degree programs lower my overall education costs?
How do exchange rates affect international student loans?
How can I manage my international student loan effectively?
What happens if I can't repay my international student loan?
Can I refinance my international student loan?
Should mature international students explore flexible online degree programs?
Are there alternative financing options to international student loans?
Can choosing more affordable degree programs reduce my financial burden?
Can international students access aviation financing options?
How can I achieve a faster student loan cosigner release?
Other Things You Should Know About International Student Loans

List of the Best International Student Loans for October for 2025

1. Ascent

Ascent offers private loans for international students attending U.S. colleges. To qualify, you need a creditworthy U.S.-based cosigner. Ascent provides loans for various career paths, including undergraduate and graduate degrees in medicine, dentistry, law, and more. With competitive APR rates, flexible repayment options, and no prepayment penalties, Ascent helps you manage your education costs effectively.

Undergraduate Fixed APR: 6.23% - 16.09%
Undergraduate Variable APR: 4.29% - 15.96%
Repayment Term Options: 5-, 7-, 10-, 12-, or 15-year terms
Eligibility: Students without credit history can qualify with a co-signer who has a minimum income of $24,000 for the current and previous year. The co-signer must also meet the lender's minimum credit score requirement.
Forbearance Options: When facing financial difficulties, borrowers can pause payments for up to three months at a time, totaling up to 24 months over the loan term. They can take up to four rounds of forbearance (12 months) in a row.
Minimum Loan Amount: $2,001 to total cost of attendance, maximum of $200,000 per academic year
Co-Signer Release Policy: Can be released after 12 automatic payments and if the primary borrower meets credit score requirements

2. SoFi

SoFi offers private student loans for undergraduates, graduates, law, MBA, health professions, and parents. They provide competitive rates, flexible terms, and no fees. The application is online, with flexible repayment plans and U.S.-based support. To qualify, you must be a U.S. citizen, permanent resident, or non-permanent resident alien enrolled at least half-time in a degree-seeking program. You can also earn and redeem points to pay down your loan.

Undergraduate Fixed APR: 4.19% - 14.83% with autopay
Undergraduate Variable APR: 5.74% - 15.86% with autopay
Repayment Term Options: 5-, 7-, 10-, 15-year terms
Eligibility: Contact the lender for more information.
Forbearance Options: Up to 12 months total
Minimum Loan Amount: $1,000 minimum loan amount for undergraduates, graduates, parent students, and graduate certificate students; $5,000 minimum loan amount for medical resident and personal loans
Co-Signer Release Policy: Can be released after 24 monthly payments

3. College Ave

College Ave provides loans for international students with a valid social security number and a qualified U.S.-based cosigner. They offer flexible payment options and a streamlined application process. Loan terms include 5, 10, and 15 years, with an additional 8-year term option. An extended six-month grace period is available, making repayment easier after graduation.

Undergraduate Fixed APR: 4.29% - 16.69%
Undergraduate Variable APR: 5.59% - 16.85%
Repayment Term Options: 5-, 8-, 10-, or 15-year terms
Eligibility: Minimum credit score in the mid-600s
Forbearance Options: Up to 12 months total with 3- and 6-month increments
Minimum Loan Amount: $1,000
Co-Signer Release Policy: Can be released after 24 monthly payments

4. Citizens Bank

Citizens Bank allows international students to apply with a creditworthy U.S. cosigner. They offer perks like Multi-Year Approval, which simplifies funding for subsequent years without reapplying. Benefits include potential interest rate discounts for automatic payments and customer loyalty. Flexible rate and repayment options provide manageable solutions for your education financing needs.

Undergraduate Fixed APR: 4.39% - 15.46% with autopay and customer loyalty discounts
Undergraduate Variable APR: 5.97% - 16.47% with autopay and customer loyalty discounts
Repayment Term Options: 5-, 7-, 10-, 15-, or 20-year terms
Eligibility: Parents and students must be US citizens. Students need to be enrolled at least half-time in school.
Forbearance Options: Up to 12 months total with 2-month increments
Minimum Loan Amount: $1,000
Co-Signer Release Policy: Can be released after 36 monthly payments

5. Sallie Mae

Sallie Mae offers a variety of loans for international students, including private, undergraduate, graduate, and career training loans. To be eligible, you must reside in the U.S., attend a U.S. school, and have a creditworthy cosigner who is a U.S. citizen or permanent resident. The loans are flexible, covering full-time, half-time, and less-than-half-time enrollment, and can be used for online or on-campus studies.

Undergraduate Fixed APR: 4.25% - 15.49%
Undergraduate Variable APR: 5.37% - 15.70%
Repayment Term Options: 15-year terms
Eligibility: International students can apply with a US citizen co-signer. They are eligible if they attend school full-time, half-time, or less than half-time.
Forbearance Options: Up to 12 months total with interest one year after school
Minimum Loan Amount: $1,000
Co-Signer Release Policy: Can be released after 12 on-time monthly payments

6. Earnest

Earnest provides a private loan with no fees—no origination fees or late fees—and allows borrowers to skip one monthly payment each year. Standard forbearance is also available if needed. Borrowers can select from various repayment terms, and graduate students benefit from a nine-month grace period after graduation, which is longer than the usual six months. However, Earnest does not offer a co-signer release program. Borrowers with a co-signer must keep them on the loan unless they refinance it in their own name.

Undergraduate Fixed APR: 4.29% - 16.49% with autopay
Undergraduate Variable APR: 5.62% - 16.85% with autopay
Repayment Term Options: 5-, 7-, 10-, 12-, or 15-year terms
Eligibility: International students can apply with a US citizen co-signer and shoulder be in school at least half-time.
Forbearance Options: Up to 12 months total
Minimum Loan Amount: $1,000
Co-Signer Release Policy: N/A

Here’s What Graduates Have to Say About Their International Student Loans

"Getting an international student loan changed the game for me. It allowed me to focus on my studies without stressing about money. The flexible repayment options made it easy to manage, and the lender's support was outstanding. I'm grateful for the opportunity it gave me to pursue my dreams in a new country." - Maria

"Getting a student loan as an international student seemed scary at first, but it gave me opportunities I never thought I'd have. The loan paid for my tuition and living expenses, making it easier to adjust to life in a new country. Having financial support gave me the freedom to fully engage in my studies and explore the local culture, making my time here absolutely amazing." - Ahmed

"I was unsure about getting a student loan from another country, but it was one of the best choices I've made. The loan helped me establish a credit history in the US and funded my education. It's great to know that my lender understands the challenges international students encounter. Thanks to the loan, I'm confidently pursuing my career goals." - Yuzu

Can international students get financial aid in the US?

Yes, international students can get financial aid in the US, but options are limited compared to those available to US citizens. Considering the average cost of bachelor's degree in the US, here are some points to consider:

Scholarships and Grants: Many universities offer scholarships and grants specifically for international students. These need not be repaid and can significantly reduce your educational costs.
Institutional Aid: Some colleges provide financial aid directly from their own funds. Check with your school's financial aid office to see what options are available.
Private Scholarships: Numerous organizations offer scholarships to international students. These can be based on academic achievement, financial need, or other criteria.
On-Campus Employment: International students with F-1 visas can work on campus for up to 20 hours per week during the academic term and full-time during breaks. This can help cover living expenses.
Student Loans: While federal student loans are unavailable, international students can apply for private loans, often with a creditworthy US co-signer. These loans can help bridge the funding gap.

How do I compare different international student loans?

When choosing an international student loan provider, looking for critical features like competitive interest rates and an easy application process is essential to ensure you get the best deal and support. Here are the top features to consider:

Competitive Interest Rates: Low interest rates reduce the overall cost of your loan. Compare rates among different providers to find the most affordable option.
Flexible Repayment Options: Flexible repayment plans can make managing your finances easier. Look for options like deferred repayment, interest-only payments, and flexible terms that fit your budget.
No Hidden Fees: Transparent loan terms with no hidden fees help you avoid unexpected costs. Ensure the provider clearly states all fees associated with the loan.
Co-Signer Requirements: Many international student loans require a co-signer. Check the eligibility criteria for co-signers to ensure you can meet this requirement.
Customer Support: Reliable customer service is crucial for addressing any issues. Choose a provider with good reviews for their support team, preferably with US-based assistance.
Easy Application Process: An easy online application saves you time and stress. Look for providers that offer a streamlined, user-friendly application experience.
Rewards and Discounts: Some providers offer rewards and discounts, such as loyalty programs or interest rate reductions for automatic payments. These benefits can make your loan more affordable.
Eligibility Requirements: Check the eligibility criteria to ensure you qualify for the loan. This includes enrollment status, citizenship, and credit history requirements.

international student loans interest rates<br>

What are the eligibility requirements for international student loans for 2025?

The eligibility requirements for international student loans in 2024 can vary, but standard criteria include enrollment status and co-signers. Here are some standard requirements you can prepare:

Enrollment Status: You must be enrolled at least half-time in a degree-seeking program at an eligible school. This ensures you are actively pursuing your education.
Co-Signer Requirements: Many international student loans require a creditworthy co-signer who is a U.S. citizen or permanent resident. This helps lenders mitigate the risk of lending to international students.
Residency Status: International students typically need a valid visa or residency status, such as a temporary resident or a student visa. Some loans may also require you to have lived in the U.S. for a certain period.
Credit History: A good credit history is often required, either from you or your co-signer. This can affect your loan approval and interest rates.
Academic Progress: Remember to maintain good grades. Lenders may check your grades to ensure you're meeting your school's requirements.
Documentation: You must provide various documents, such as proof of enrollment, visa status, and financial information. This helps verify your eligibility and financial need.

Do I need a co-signer for an international student loan?

Yes, most international student loans require a co-signer. A co-signer is usually needed because lenders want assurance that the loan will be repaid. A co-signer must be a U.S. citizen or permanent resident with a good credit history. They agree to take on the responsibility of the loan if you can't make the payments. Having a co-signer can also help you get better interest rates and terms on your loan. Some lenders might offer no co-signer loans, but these often come with higher interest rates and stricter eligibility criteria. Overall, having a co-signer increases your chances of approval and can make your loan more affordable.

The chart below illustrates the number of international students in the US over the years, according to data published in 2023.

Are there hidden fees in international student loans?

Yes, there can be hidden fees in international student loans, so it’s essential to be aware of them. These fees can add to the overall cost of your loan. Here are some standard hidden fees to watch out for:

Origination Fees: Some lenders charge a fee for processing your loan application. This fee is usually a percentage of the loan amount and can increase your total cost.
Late Payment Fees: If you miss a payment, you might be charged a late fee. These fees can add up quickly, especially if you have trouble making consistent payments.
Prepayment Penalties: Some loans have penalties for paying off your loan early. This fee can prevent you from saving money on interest by paying off your debt ahead of schedule.
Application Fees: Some lenders charge a fee just to apply for the loan. You might still have to pay this fee even if your application is denied.
Disbursement Fees: There can be fees associated with the disbursement of your loan funds. These fees are taken out before you receive the loan, reducing the amount available for your education.

How long does the international student loan application process take?

The international student loan application process typically takes a few weeks, though the exact timeline can vary. The entire process, from start to finish, can take anywhere from 3 to 6 weeks. Planning and preparing all necessary documents can help speed up the process. Here's a breakdown of what to expect:

Research and Preparation (1-2 weeks): Research different lenders and gather necessary documents, such as proof of enrollment, identification, and financial information.
Application Submission (1-2 hours): Complete and submit the online application. This step usually takes a few hours, depending on the complexity of the application and the information required.
Initial Review (2-5 business days): After submission, the lender reviews your application and verifies your information. This initial review period typically takes about 2 to 5 business days.
Co-Signer Process (1-2 weeks): If a co-signer is required, they must complete their part of the application. This can add 1 to 2 weeks, depending on their availability and promptness in providing the required information.
Approval Decision (2-7 business days): Once all information is submitted, the lender decides. Depending on the lender's process and workload, this can take another 2 to 7 business days.
Loan Disbursement (1-2 weeks): After approval, the loan funds are disbursed to your school. This final step usually takes 1 to 2 weeks, depending on the school's processing time.

international student US opportunities<br>

Are there specialized loan options for certain career paths?

For students pursuing specialized career paths like law, medicine, or business, there are tailored loan products designed to meet their unique needs. For example, aspiring lawyers can benefit from loans intended for bar exam preparation, such as bar loans for law students. These specialized loans often come with flexible repayment terms and targeted support, ensuring students can focus on achieving their professional certifications without unnecessary financial strain.

Such targeted loan options can provide peace of mind and financial stability during crucial periods of career development. It's important to research thoroughly and consult multiple lenders to determine which options align best with both your academic and career objectives. Keep in mind the terms and conditions specific to these loans, as they can vary significantly from general education loans.

How can international students use loans to help cover living expenses?

For international students, the cost of living can often rival or even surpass tuition fees, making strategic loan utilization essential. Student loans can be instrumental in covering housing, food, transportation, and other day-to-day expenses during your studies. However, it’s crucial to budget carefully and avoid over-borrowing to prevent excessive debt after graduation.

To ensure effective use of your loans, start by creating a detailed monthly budget that outlines your essential living expenses. Include costs like rent, utilities, groceries, textbooks, and commuting. Identify areas where costs can be minimized, such as choosing shared housing or using public transportation over owning a vehicle. Many loan providers allow the loan disbursement to account for living expenses beyond tuition, so check with your lender to confirm what qualifies.

Notably, some international student loans are designed to offer flexible benefits, such as delayed repayments or lower initial installments for students managing both tuition and essential expenses. Understanding these terms can alleviate financial stress and offer greater peace of mind as you navigate your academic responsibilities.

To delve deeper into managing living costs efficiently, it's beneficial to explore resources that focus on strategic loan allocation. Learn more about how to pay for living expenses while in college to establish a sustainable financial plan during your studies.

What legal responsibilities and borrower protections should I understand?

Understanding your legal rights and obligations is critical when entering into an international student loan agreement. Review all contractual terms carefully—pay close attention to provisions regarding interest adjustments, default penalties, and dispute resolution processes. Verifying that the contract complies with both domestic and international regulatory standards can prevent unforeseen complications. Leverage guidance from financial or legal professionals to clarify any ambiguous clauses before finalizing your decision. For a comprehensive analysis of contractual nuances, consider insights available from Edfinancial Services.

How can I strengthen my credit profile before applying for an international student loan?

Enhancing your credit standing is essential for international student loan approval, as it influences both lender confidence and co-signer reliability. Begin by establishing a responsible credit history through secured credit products or small, manageable credit lines, ensuring that all payments are made promptly. Regularly monitoring credit reports and maintaining a low credit utilization ratio can further solidify your profile. Additionally, gaining practical financial knowledge from reputable sources, such as cheap online schools that accept financial aid, can empower you to make informed decisions that positively impact your creditworthiness.

What are common mistakes to avoid when applying for an international student loan?

When applying for international student loans, it’s crucial to avoid common mistakes like not reading the fine print and missing deadlines. These mistakes can delay your approval or increase your costs. Here are some key pitfalls to watch out for:

Not Reading the Fine Print: Failing to read the loan terms carefully can lead to unexpected fees and unfavorable conditions. Always review the details to understand the total cost of the loan.
Ignoring the Interest Rates: Not comparing interest rates among different lenders can cost you more in the long run. Even a small difference in rates can significantly impact the total repayment amount.
Overlooking Co-Signer Requirements: Many international student loans require a co-signer. To avoid application delays, make sure your co-signer meets all eligibility criteria, such as credit score and residency status.
Missing Deadlines: Late applications can result in missed funding for a semester. Stay on top of application deadlines and submit all required documents promptly.
Underestimating Loan Amounts: Borrowing too little can leave you short on funds, while borrowing too much can lead to excessive debt. Carefully calculate your educational and living expenses to determine the right loan amount.
Neglecting Repayment Plans: Not considering your ability to repay the loan after graduation can lead to financial strain. Choose a loan with flexible repayment options that fit your future income potential.
Providing Incomplete Information: Incomplete or inaccurate information can delay the approval process. Double-check your application and ensure all details are correct and all required documents are submitted.

Can online degree programs lower my overall education costs?

Pursuing accredited online degree programs can reduce expenses by lowering tuition fees, eliminating relocation costs, and offering more flexible scheduling that minimizes opportunity costs. Such options enable international students to manage their financial burden effectively while still achieving academic and professional goals. For example, selecting a low cost masters degree online can provide a viable alternative to traditional on-campus education without compromising quality.

How do exchange rates affect international student loans?

Exchange rates can significantly impact international student loans, from the amount disbursed to how you budget. Here's how they can affect your loan costs and repayments:

Loan Disbursement: When your loan is disbursed in US dollars, exchange rates can affect how much you receive in your home country's currency. A good exchange rate can mean more funds for your education, while an unfavorable rate can reduce the amount.
Repayment Amounts: If you plan to repay your loan with income earned in a different currency, exchange rates can affect the amount you need to convert to US dollars. A weaker home currency means you'll need more to cover the same payment.
Monthly Budgeting: Fluctuating exchange rates can make predicting the exact repayment amounts in your home currency difficult. This can complicate budgeting and financial planning.
Total Loan Cost: Over the life of the loan, exchange rate changes can increase or decrease your total repayment amount. Staying informed about rate trends can help you make better financial decisions.

The chart below lists the US states with the most international students in 2023.

How can I manage my international student loan effectively?

Managing your international student loan effectively minimizes debt and financial stress. Here are some strategies to help you stay on track:

Create a Budget: Make a detailed budget that includes all your expenses and income. Stick to this budget to avoid unnecessary spending and ensure you have enough to cover loan payments.
Set Up Automatic Payments: Enroll in automatic payments to ensure you never miss a due date. Some lenders even offer interest rate discounts for setting up automatic payments.
Track Exchange Rates: If you're repaying in a currency other than your loan's currency, monitor exchange rates. Timing your payments when rates are favorable can save you money.
Make Extra Payments When Possible: When you have extra funds, consider making additional payments on your loan. This can reduce your principal balance and save you interest over time.
Utilize Grace Periods Wisely: Take advantage of your lender's grace periods to prepare financially for repayment. Use this time to save money and adjust your budget.
Communicate with Your Lender: Talk to your lender if you're facing financial difficulties. They may offer options like deferment, forbearance, or alternative repayment plans to help you manage your loan.
Keep Track of Loan Documents: Keep a file with all your loan documents, including the promissory note, interest rate information, and repayment schedule. This will help you stay organized and informed.

What happens if I can't repay my international student loan?

If you can't repay your international student loan, several consequences, including late fees and loan default, can occur. Here's what to expect:

Late Fees and Penalties: Missing payments can result in late fees and penalties, increasing the total amount you owe.
Credit Score Impact: Your credit score can take a hit if you miss payments or default on your loan. A lower credit score makes it harder to get loans or credit in the future.
Loan Default: If you fail to make payments for an extended period, your loan may default, which can lead to legal action and wage garnishment.
Co-Signer Responsibility: If you have a co-signer, they become responsible for the loan. This can strain your relationship and negatively affect your co-signer's credit score.
Difficulty Getting Future Loans: Defaulting on a student loan can make getting other types of credit, such as car loans or mortgages, challenging.
Impact on Visa Status: In some cases, unpaid debt can affect your visa status. While rare, it's essential to be aware of this potential risk.

Contact your lender if you're struggling to repay your international student loans. They may offer options like deferment, forbearance, or income-driven repayment plans to help you manage your payments. Ultimately, you have to ask, "how much is college in America?" and plan accordingly to prevent long-term consequences.

Can I refinance my international student loan?

Refinancing can consolidate multiple loans into a single monthly payment while potentially lowering your overall interest rate. Evaluate different lenders’ offers by comparing fixed and variable interest rates, loan terms, and any associated fees or penalties. Consider your current credit profile and long‑term financial stability to determine if refinancing aligns with your financial objectives. Research multiple offers and review insights from trusted resources such as the cheapest accredited online college to ensure your decision supports sustainable financial planning.

Should mature international students explore flexible online degree programs?

Mature international students can benefit from academic options designed to address unique life and career demands by offering adaptable scheduling, potentially lower tuition fees, and curricula that build on previous professional experience. Evaluating such programs can help align educational investments with long-term career growth and financial stability. For additional insights into optimal learning pathways, review What is the best degree for an older adult?.

Are there alternative financing options to international student loans?

International students can expand their financing strategy beyond traditional loans. Consider exploring scholarships, grants, work-study programs, and crowdfunding opportunities as viable alternatives. Many institutions and organizations offer merit- and need-based awards that do not require repayment, reducing long-term financial obligations. Additionally, several online education providers promote financial aid programs; for example, review the cheapest online colleges that accept FAFSA to identify flexible options. Evaluating these alternatives can help you build a diverse funding portfolio while aligning your educational goals with sustainable financial planning.

Can choosing more affordable degree programs reduce my financial burden?

Evaluating the overall cost of your education can be as critical as securing favorable loan terms. Analyzing program fees, tuition differentials, and additional expenses can guide you toward options that minimize borrowing needs. Consider researching programs recognized for their affordability and streamlined curriculum, such as those listed under the easiest degrees, to potentially lower your overall financial commitment. Conducting a cost–benefit analysis of less expensive degree programs may also help you avoid accumulating unnecessary debt while ensuring academic and career goals remain attainable.

Can international students access aviation financing options?

International students pursuing aviation programs often face unique financing challenges that differ from traditional academic courses. Specialized financing solutions may offer features such as deferred repayment periods during intensive training and flexible post-certification installment plans. It is essential to evaluate each option based on interest rates, fees, and compliance with flight school accreditation standards while preparing the necessary documentation. For further details on aviation-specific funding, explore federal student loans for flight school.

How can I achieve a faster student loan cosigner release?

When considering a cosigner release, focus on lenders that offer clear milestones for transitioning from joint responsibility to sole ownership. Meeting performance indicators such as a consistent payment schedule, a strong credit history, and reduced outstanding balances can help accelerate the process. Some institutions provide streamlined criteria—often detailed in their policy documentation—which can allow for an expedited student loan cosigner release. Evaluating these options and planning financially to meet the release requirements can significantly enhance your path toward independent loan management.

Key Findings

Interest rates on international student loans vary from 4.19% to 16.69% for fixed APR and from 4.29% to 16.85% for variable APR, based on the lender.
Repayment terms commonly offered for international student loans include 5-, 10-, and 15-year periods.
Most lenders have a maximum loan amount that covers the full cost of attendance.
California hosts the highest number of international students at 138,393.
The average tuition and fees for 4-year undergraduate institutions can range from $9,800 to $40,700.

Other Things You Should Know About International Student Loans

Can an F1 visa get student loans?

Yes, students with an F1 visa can get student loans, but they typically need a creditworthy US co-signer. These loans are often private, as federal student loans are not available to non-US citizens. Many lenders offer international student loans designed for F1 visa holders. Research and compare lenders to find the best terms and rates for your needs.

How to find a cosigner for an international student loan?

Finding a cosigner for an international student loan involves identifying someone who is a US citizen or permanent resident with a good credit history. Consider asking a family member, friend, or acquaintance who meets these criteria. They will need to provide proof of income and undergo a credit check. Discuss the responsibilities and risks with them before proceeding, as they will be legally obligated to repay the loan if you cannot.

How do visa statuses affect international student loan eligibility?

Visa statuses like F1 or J1 can affect international student loan eligibility. Loans often require a valid US visa for eligibility, typically with additional requirements like a creditworthy US co-signer. Some lenders may restrict loan options based on visa type or residency status. It's essential to check with lenders directly to understand their specific eligibility criteria and whether your visa status meets their requirements for getting international student loans.

References:

Baer, J. & Martel, M. (2023). Fall 2023 Snapshot on International Student Enrollment. Institute of International Education.
Korhonen, V. (2023a). Number of international students in the United States from 2003/04 to 2021/23. Education & Science. Statista.
Korhonen, V. (2023b). U.S. states hosting the most international students in the academic year 2022/23. Education & Science. Statista.
National Center of Education Statistics (NCES). (2024). Price of Attending an Undergraduate Institution. Postsecondary Education. NCES.