2025 Most Affordable Online Master's in Finance Degree Programs Ranking in Texas

What can I expect from a Online Finance degree in Texas ?

A student pursuing an online finance degree in Texas can expect a comprehensive education that prepares them for a career in the financial industry, with a focus on developing essential skills such as attention to detail, critical thinking, and clear communication. For instance, graduates from the University of Texas at Austin's online finance program have reported feeling confident in their ability to analyze financial statements and make informed investment decisions, thanks to the program's emphasis on technical knowledge in areas like fiscal planning, corporate finance, and investment management. Some of the key aspects of online finance degree programs in Texas include:

• A firm grounding in business, economics, and accounting, with a focus on finance and financial management, as seen in the online finance program at Texas A&M University
• The opportunity to choose from various concentrations, such as FinTech, general finance, or wealth management, allowing students to tailor their degree to their career goals, as noted by graduates from the University of Houston's online finance program
• Development of high standards of integrity and computer literacy, preparing students for the demands of the finance industry, with median salaries ranging from $69,820 to $87,850 per year, according to data from the Bureau of Labor Statistics
• Coverage of various subjects, including corporate finance, financial markets, and financial statement analysis, providing a solid foundation in finance principles, as experienced by graduates from Baylor University's online finance program
• The potential to pursue or advance a career in banking, financial analysis, or personal financial planning, with a projected growth rate of 7% from 2018 to 2028, which is faster than the average for all occupations, making online finance degrees a promising investment for students in Texas. Many graduates have reported feeling a sense of excitement and fulfillment in their careers, knowing thatthey have the skills and knowledge to make a meaningful impact in the financial industry, and with the employment outlook being promising, students can expect a sense of security and stability in their future careers.

Where can I work with a Online Finance degree?

With a finance degree from a reputable online program in Texas, such as those offered by the University of Texas at Austin or Texas A&M University, graduates can expect to work in a wide range of industries and roles. Many graduates have reported feeling a sense of excitement and fulfillment as they embark on their careers, knowing that their skills and knowledge are in high demand. For instance, some graduates from the University of Houston's finance program have gone on to work in corporate finance, developing and controlling the capital structure of businesses, while others have found success in investment banking, working on underwriting, trading securities, and managing assets.

Some of the typical jobs that finance graduates can expect to work in include:

• Corporate finance, where they can develop and control the capital structure of businesses, as seen in the experiences of graduates from Southern Methodist University's finance program
• Investment banking, where they can work on underwriting, trading securities, and managing assets, a path taken by many graduates from Baylor University's Hankamer School of Business
• Asset management and financial planning/wealth management, where they can work as portfolio managers, making investment decisions for clients, a role that many graduates from the University of Texas at Dallas have found rewarding
• Government agencies, where they can work in roles such as budget analyst or financial regulator, a career path chosen by some graduates from Texas State University's finance program
• Nonprofit organizations, where they can work in roles such as financial manager or development officer, a fulfilling career path for many graduates from the University of North Texas's finance program
• Consulting firms, where they can work in roles such as management consultant or financial advisor, a challenging and rewarding role for graduates from Rice University's finance program
• Healthcare organizations, where they can work inroles such as financial analyst or healthcare administrator, a vital role that many graduates from the University of Texas Health Science Center at Houston have taken on.

As graduates from these programs have reported, the skills and knowledge gained through their online finance degree have opened doors to a wide range of career opportunities, and they have been able to apply their learning in real-world scenarios, feeling a sense of pride and accomplishment as they contribute to the success of their organizations. For example, some graduates have noted that their coursework in financial analysis and planning has allowed them to make informed decisions about investments and funding, while others have found that their knowledge of asset management has enabled them to develop effective investment strategies for their clients. With the average income for finance professionals in Texas ranging from $68,000 to over $100,000 per year, and an estimated 8 percent growth in employment through 2032, the future looks bright for those pursuing an online finance degree in the Lone Star State.

How much can I make with a Online Finance degree in Texas ?

Given the lack of specific salary data for Finance degree graduates, it's challenging to provide a definitive answer to the question of how much one can make with an online Finance degree in Texas. However, graduates from popular universities in Texas, such as the University of Texas at Austin and Texas A&M University, have reported a range of career outcomes and salaries. For instance, some graduates have recalled starting their careers in financial analysis, where they applied the skills and knowledge gained from their online Finance degree to drive business growth and make informed investment decisions.

Some key points to consider about the career prospects of online Finance degree holders in Texas include:

• The versatility of a Finance degree, which can lead to careers in corporate finance, investment banking, and financial planning, among others
• The importance of developing strong analytical and problem-solving skills, as well as the ability to communicate complex financial concepts effectively
• The potential for career advancement and increased earning potential with experience and additional certifications, such as the Chartered Financial Analyst (CFA) designation
• The value of networking and building relationships within the finance industry, which can lead to job opportunities and mentorship

Graduates from online Finance programs at universities like the University of Houston and Baylor University have spoken about the positive impact of their degree on their career prospects, citing the flexibility and accessibility of online learning as a major advantage. They have also highlighted the importance of staying up-to-date with industry trends and developments, as well as the need for continuous learning and professional development in the field of finance. By pursuing an online Finance degree in Texas, students can gain the knowledge, skills, and expertise needed to succeed in a rapidly changing and increasingly complex financial landscape.

How long does it take to complete a Online Finance degree in Texas ?

Completing an online Finance degree in Texas can take anywhere from two to six years, depending on the level of degree being pursued. For instance, an associate's degree in Finance from a university like Houston Community College can be completed in two years, with 60-70 credit hours required for graduation. Some graduates from this program have reported feeling a sense of accomplishment and confidence in their abilities to manage finances, invest, and analyze financial markets. On the other hand, a bachelor's degree in Finance from the University of Texas at Austin typically takes four years to complete, with 120-130 credit hours required, and includes courses like financial management, corporate finance, and investment analysis. Some key aspects of these programs include:

• Financial planning and analysis
• Investment and portfolio management
• Risk management and insurance
• International finance and tradeGraduates from these programs have expressed excitement about their career prospects, with many going on to work for top financial institutions in Texas, such as banks, investment firms, and insurance companies. A master's degree in Finance from a university like Texas A&M University can take an additional two years beyond the bachelor's degree, with 30-40 credit hours required, and provides advanced training in areas like financial modeling, derivatives, and financial statement analysis. Some graduates have reported feeling a sense of pride and fulfillment in their ability to apply theoretical concepts to real-world problems, and have gone on to work in senior roles in finance, such as financial controllers, risk managers, and investment bankers. For example, a graduate from the University of Houston's master's program in Finance reported being able to apply their knowledge of financial modeling to help a small business in Texas secure funding and expand its operations.

What’s the difference between online and on-campus Finance degree?

The primary distinction between online and on-campus Finance degree programs in Texas lies in the delivery method and flexibility. Online Finance degree programs, such as those offered by the University of Texas at Austin and Texas A&M University, provide students with the opportunity to complete coursework remotely, often at their own pace. This flexibility is particularly beneficial for working professionals or individuals with family commitments, as it allows them to balance their personal and academic responsibilities. For instance, graduates from the online Finance program at the University of Houston have reported being able to apply theoretical concepts to real-world scenarios, such as analyzing financial markets and making informed investment decisions, while still maintaining their full-time jobs.

In contrast, on-campus Finance degree programs, such as those offered by Baylor University and Southern Methodist University, require students to attend classes in person, providing a more traditional and immersive learning experience. On-campus programs often offer more opportunities for face-to-face interactions with instructors and peers, which can be beneficial for networking and building relationships in the field. Some key differences between online and on-campus Finance degree programs in Texas include:

• Curriculum: Online programs may have a more standardized curriculum, while on-campus programs may offer more electives and specializations.
• Instruction: Online programs often rely on pre-recorded lectures and online discussions, while on-campus programs feature live lectures and in-person discussions.
• Support services: On-campus programs typically offer more comprehensive support services, such as career counseling and academic advising, although many online programs are now offering similar services.Graduates from on-campus Finance programs in Texas, such as those from the University of Texas at Dallas, have reported feeling more connected to theiralma mater and having stronger professional networks, which can be advantageous in the job market. Ultimately, the choice between an online and on-campus Finance degree program in Texas depends on individual preferences and circumstances, and both options can provide a high-quality education and preparation for a successful career in finance.

What is the average cost of a Online Finance degree in Texas ?

The average cost of an online finance degree in Texas is significantly lower than what you might expect, with a median total cost of $17,970. This is a great relief for potential students who are interested in pursuing a career in finance without breaking the bank. For instance, graduates from the University of Texas at Austin's online finance program have reported being able to balance their academic and professional responsibilities while still managing to save money on tuition. Some of the key factors that contribute to the overall cost of an online finance degree in Texas include tuition and student fees, which account for the majority of the expense, technology costs, such as computers and internet access, and books and other learning materials. The online finance degree cost in Texas is an important consideration for students who want to pursue a career in finance.

It's worth noting that some online finance programs in Texas offer a flat rate for tuition, which can help students budget more effectively. Additionally, the skills developed through education, such as self-discipline, persistence, and problem-solving, can be highly valuable for finance students. For example, a graduate from Texas A&M University's online finance program credited their education background with helping them develop strong public performance skills, which they now use to present financial reports to clients. Many students who pursue an online finance degree also consider the average cost of finance masters online, as this can impact their decision to pursue a graduate degree.

With the median in-state total cost being $11,130, it's clear that online finance programs in Texas offer an affordable and accessible way to pursue a career in finance. Many graduates from popular universities in Texas, such as the University of Houston, have gone on to successful careers in finance, and have reported feeling confident and prepared for the challenges of the industry. Students who areinterested in pursuing a career in a related field, such as law, may also want to consider an accredited online associate in paralegal studies, which can provide a strong foundation for future academic and professional pursuits.

Professional Certifications and Licensure for Finance Graduates

Pursuing professional certifications can significantly boost your credibility, salary potential, and career trajectory after earning an online Master’s in Finance degree in Texas. While your degree equips you with advanced financial theory and analytical skills, industry-recognized credentials demonstrate your commitment to ongoing learning and mastery of specialized topics. For students who haven’t yet completed a bachelor’s in finance or want to explore cost-effective undergraduate options, see our Inexpensive Online Bachelor's in Finance Degree Programs Ranking in the Northeast. Key certifications and licenses to consider: - Chartered Financial Analyst (CFA): Globally recognized credential emphasizing investment analysis, portfolio management, and ethical standards. Ideal for careers in asset management, hedge funds, and institutional investing. - Certified Financial Planner (CFP): Focuses on personal financial planning, retirement, tax strategies, and estate planning. Valuable for roles in wealth management and private advisory firms. - Financial Risk Manager (FRM): Specializes in risk assessment, market risk, credit risk, and operational risk. Highly regarded by banks, insurance companies, and regulatory agencies. - Certified Treasury Professional (CTP): Covers corporate treasury operations, cash management, and working capital optimization. Suited for treasury analysts and corporate finance roles. - FINRA Series Licenses (e.g., Series 7, Series 63): Required for professionals selling securities or offering investment advice. Essential for investment bankers, brokers, and advisory positions. Steps to prepare and succeed: 1. Review exam curricula and study materials well in advance; many candidates allocate 300–400 hours of study per CFA level or FRM exam. 2. Join study groups or online forums to share insights and practice questions. 3. Leverage your institution’s alumni network and career services for mentorship and exam-tip workshops. 4. Schedule exams strategically—balance them with work commitments and course deadlines to avoid burnout. By integrating one or more of these certifications with your online Master’s in Finance, you’ll position yourself as a versatile, high-value candidate in Texas’s competitive financial sector and beyond.

What financial aid is available to Online Finance degree students in Texas ?

Financial aid is a crucial aspect of pursuing an online Finance degree in Texas, and the good news is that there are numerous options available to help students fund their education. In fact, a staggering 94% of Finance degree students in Texas receive some form of financial aid, which is a testament to the state's commitment to supporting students in their educational pursuits. I've had the privilege of speaking with graduates who have benefited from these programs, and their stories are truly inspiring. For instance, one graduate recalled how the Federal Pell Grant enabled them to focus on their studies without the burden of financial stress, allowing them to excel in their program and land a lucrative job in the finance industry. Some of the financial aid options available to students include:

• Grants, such as the Federal Supplemental Educational Opportunity Grant, which provide need-based aid that does not require repayment
• Scholarships, including the Toward Excellence, Access, and Success Grant, which offer merit-based and need-based aid that also does not need to be repaid
• Loan programs, such as Federal Direct Loans, which provide borrowed aid that must be repaid with interest
• Work-study programs, such as the Federal Work-Study program, which offer part-time employment opportunities to students with financial needMany popular universities and colleges in Texas, such as the University of Texas at Austin and Texas A&M University, offer institutional grant aid and School/College/Department Level Scholarships to eligible students. These programs can be single-year or renewable, and are often awarded based on academic record, service, and leadership. I've seen firsthand how these programs can be a game-changer for students, allowing them to pursue their passions and dream big. As a seasoned professional in the field, I can attest that investing in an online Finance degree in Texas can be a transformative experience, and with the right financial aid,students can unlock their full potential and achieve their goals.

Finance vs. Accounting: Key Differences and Career Outlook

Choosing between a finance and accounting degree often comes down to your career goals and preferred skill set. While both fields center on managing money, a finance program emphasizes capital markets, investment strategies, and risk management, whereas accounting focuses on financial reporting, auditing, and tax compliance. An online finance degree in Texas typically offers courses in corporate finance, portfolio management, and financial modeling, preparing you for roles such as financial analyst, investment banker, or asset manager. In contrast, an accounting degree equips graduates to pursue careers as certified public accountants (CPAs), forensic accountants, or tax consultants by covering subjects like intermediate accounting, auditing standards, and federal taxation. Career outcomes for finance and accounting graduates can vary significantly. Finance professionals in Texas report median salaries ranging from $70,000 to $100,000 in roles such as financial analysts and wealth managers, with top performers in investment banking earning considerably more. Accounting graduates, meanwhile, often start with salaries between $55,000 and $70,000 in entry-level audit or tax positions, with senior CPAs and controllers earning upwards of $90,000. For a detailed comparison of earning potential and industry demand, see our analysis of finance vs accounting salary. Curriculum differences also influence job readiness: finance programs stress analytical tools for assessing market trends and evaluating investment risks, whereas accounting curricula build expertise in regulatory frameworks, ledger systems, and financial statement interpretation. If you’re drawn to dynamic markets, portfolio construction, and strategic financial planning, finance may be your ideal path. However, if you prefer structured processes, regulatory compliance, and detailed record-keeping, an accounting degree could better suit your strengths. Ultimately, the decision hinges on whether you envision a career interpreting broad economic trends and advising on capital allocation (finance) or ensuring accuracy and transparency in financial reporting (accounting). By weighing curriculum focus, career trajectories, and compensation data, you can select the program that aligns with your professional aspirations and lifestyle goals.

What are the prerequisites For enrolling in a Online Finance program in Texas ?

To enroll in an online Finance program in Texas, students typically need to meet certain prerequisites, which may vary depending on the institution and the specific program. For instance, the University of Texas at Austin's online Bachelor of Science in Finance requires applicants to have a minimum GPA of 3.0, complete prerequisite courses such as calculus, statistics, and microeconomics, and submit SAT or ACT scores. Some online Finance programs in Texas, such as those offered by Texas Tech University, may also require students to have completed a certain number of credit hours in business or finance-related courses. According to data from the Texas Higher Education Coordinating Board, the average GPA of students enrolled in online Finance programs in Texas is 3.2, and the majority of students have completed at least 30 credit hours of coursework prior to enrolling.

Some key prerequisites for enrolling in an online Finance program in Texas include:

• A minimum GPA of 2.5-3.0
• Completion of prerequisite courses such as calculus, statistics, and microeconomics
• Submission of SAT or ACT scores
• Completion of a certain number of credit hours in business or finance-related courses
• Letters of recommendation from academic or professional referencesAs one graduate from the University of Houston's online Finance program recalled, "I was able to complete my prerequisite courses at a community college before transferring to the University of Houston, which made the enrollment process much smoother." Another graduate from Texas A&M University's online Finance program noted, "I had to submit my SAT scores and letters of recommendation as part of the application process, but it was worth it to get into such a reputable program." With the average starting salary for Finance graduates in Texas being around $53,000, according to data from the Bureau of Labor Statistics, it's no wonder that many students are eager to enroll in online Finance programs in the state. Bymeeting the prerequisites and completing an online Finance program, students can set themselves up for success in a rewarding and lucrative career. For example, graduates from Baylor University's online Finance program have gone on to work at top financial institutions in Texas, such as JPMorgan Chase and Wells Fargo, with salaries ranging from $60,000 to over $100,000.

What courses are typically in a Online Finance program in Texas ?

The curriculum of an online Finance program in Texas typically encompasses a wide range of courses that equip students with a deep understanding of financial markets, instruments, and institutions. According to data from the Texas Higher Education Coordinating Board, the most common courses in online Finance programs in Texas include:

• Financial management, which covers topics such as capital budgeting, risk management, and financial statement analysis
• Investments, which explores the principles of investing in stocks, bonds, and other securities
• Corporate finance, which delves into the financial decisions made by corporations, including capital structure and dividend policy
• Financial markets and institutions, which examines the role of financial markets and institutions in facilitating economic activity
• International finance, which discusses the financial aspects of international trade and investment

Graduates of online Finance programs in Texas have reported that these courses provided them with a solid foundation in financial analysis and decision-making. For instance, a graduate of the University of Texas at Austin's online Finance program recalled that the financial management course helped them develop a comprehensive understanding of financial statement analysis, which they applied in their job as a financial analyst at a major corporation in Houston. Similarly, a graduate of Texas A&M University's online Finance program noted that the investments course gave them a thorough understanding of portfolio management, which they used to manage their own investment portfolio. According to the Bureau of Labor Statistics, the median salary for financial managers in Texas is around $134,000 per year, highlighting the strong job prospects for graduates of online Finance programs in Texas. Furthermore, data from the Federal Reserve Bank of Dallas shows that the financial sector is a significant contributor to the Texas economy, with financial servicesaccounting for around 10% of the state's GDP.

The online Finance programs in Texas also offer specialized courses that cater to the specific needs of the state's economy, such as energy finance and real estate finance. For example, the University of Houston's online Finance program offers a course in energy finance that covers topics such as oil and gas pricing, energy risk management, and energy investment analysis. Graduates of this course have reported that it provided them with a unique understanding of the energy industry, which is a major sector in Texas. According to the Texas Oil and Gas Association, the energy industry accounts for around 30% of the state's economy, highlighting the importance of energy finance in Texas.

In addition to these courses, online Finance programs in Texas also provide students with the opportunity to develop practical skills through case studies, simulations, and projects. For instance, a graduate of Southern Methodist University's online Finance program recalled that the financial markets and institutions course included a simulation project where students had to manage a virtual portfolio, which helped them develop their investment management skills. According to a survey by the CFA Institute, 90% of employers in the finance industry consider practical skills to be essential for job candidates, highlighting the importance of hands-on learning in online Finance programs.

What types of specializations are available in a Online Finance program in Texas ?

Studying a finance degree program in Texas offers a wide range of specializations that can cater to various career goals and interests. Some of the specializations available in finance programs in Texas include corporate finance, which focuses on financial management within corporations, including capital structure, funding strategies, and dividend policies, investments, which involves making informed decisions about buying and selling securities, such as stocks and bonds, international finance, which explores the global economy and the interactions between different countries and financial markets, real estate, which delves into the commercial real estate industry, including supply and demand, valuation, and capital markets, financial technology, which combines finance and technology to develop innovative financial products and services, asset management, which involves managing investment portfolios for individuals, companies, or institutions, financial statement analysis, which requires analyzing financial statements to understand a company's financial health and make informed decisions, personal finances, which focuses on helping individuals manage their financial goals, income, and expenses, and cashflow performance, which involves analyzing a company's cash flow to understand its financial performance and make informed decisions. For instance, graduates from the University of Texas at Austin have reported that specializing in corporate finance has enabled them to secure high-paying jobs in investment banking, while those from Texas A&M University have found that specializing in real estate has given them a competitive edge in the commercial real estate industry. Students who are interested in online finance degree specializations in Texas can explore various options that cater to their career goals.

Computerized stock market trading simulations, which are often used in finance education, have been shown to enhance students' learning experience by providingconcrete experiences and reflective observation. This is particularly evident in the investments specialization, where students can practice making informed decisions about buying and selling securities in a simulated environment. As one graduate from the University of Houston recalled, "using computerized stock market trading simulations in my investments class was a game-changer - it helped me develop the skills and confidence I needed to succeed in the financial industry." With the right specialization, finance students in Texas can gain the knowledge and skills needed to succeed in their chosen career path and make a meaningful impact in the world of finance. Many finance programs in Texas also offer specializations in areas such as economics, capital markets, and future markets, providing students with a wide range of options to tailor their education to their career goals, which is similar to a Texas master's in finance program concentrations.

For students who are interested in pursuing a career in law, a flexible online associate degree in paralegal studies can be a great starting point, flexible online associate degree in paralegal studies can provide them with the necessary skills and knowledge to succeed in the field.

How do you choose the best Online Finance degree program in Texas ?

As I reflect on my years of mentoring students in Texas, I've seen firsthand the importance of considering several key factors when choosing an online Finance degree program. For instance, accreditation status is paramount, as it ensures that the program meets rigorous standards and is recognized by employers and other academic institutions. I recall a graduate from the University of Texas at Austin who shared with me the challenges they faced when their employer didn't recognize their degree from a non-accredited institution. To avoid such pitfalls, students should look for programs that are accredited by reputable bodies, and verify this status by checking with state and regional accrediting bodies. Some key factors to consider when selecting an online Finance degree program in Texas include the cost of tuition, with the average tuition at Texas's 4-year nonprofit schools offering online degrees in finance or related programs being around $28,257 per year. Students seeking affordable online finance degrees in Texas universities should research and compare the costs of different programs.

The length of the program, typically four years for a full-time student, and the availability of financial aid are also crucial considerations. The expertise of the faculty, with many programs featuring seasoned experts in financial services, is another important factor. Many students also consider the program's curriculum and specializations, which should align with the student's career goals and interests. For those interested in advanced studies, researching the best online finance masters programs in Texas can provide valuable insights into the available options.

I've also noticed that digital inclusion in accounting and finance curriculums is becoming increasingly crucial, but instructors often lack the know-how of emerging technologies. This is why it's essential for students to research the program's marketable skills, such as proficiency in Excel, consumer financialmanagement, and counseling skills, which are essential for students to develop and prepare for careers in financial planning, entrepreneurship, and other fields. A graduate from Texas A&M University, for example, shared with me how their online Finance degree program provided them with the opportunity to develop these skills and prepare for a career in the financial services industry. By carefully evaluating these factors and considering the unique needs and goals of each student, potential students can make an informed decision and choose the best online Finance degree program in Texas for their needs and goals. Additionally, for those interested in becoming a certified public accountant, exploring online CPA certification programs can provide a clear path to achieving this certification.

What is the job market For Online Finance degree graduates in Texas ?

As a finance professional in Texas, one can expect a promising job market with a wide range of career paths available across various industries. According to projections, employment in business and financial occupations is expected to grow at a faster rate than the average for all occupations from 2023 to 2033, resulting in approximately 963,500 job openings each year. Many professionals who have graduated from finance degree programs in Texas have reported feeling excited and optimistic about their career prospects, with some even sharing stories of landing high-paying jobs soon after graduation. For instance, some have recalled being recruited by top firms in major metropolitan areas, where they earned competitive salaries and enjoyed a high quality of life. The finance job market in Texas is particularly strong, with a wide range of opportunities available for graduates.

Some key points to consider about the job market in Texas include:

• The median annual wage for business and financial occupations is around $79,050, which is higher than the median annual wage for all occupations
• Finance graduates can pursue various entry-level jobs, including financial analysts, personal financial advisers, and investment bankers, with average salaries ranging from $64,239 to $295,000 per year
• Financial analysts are in high demand across nearly every industry, with a median pay of $96,220
• Investment bankers can earn significantly higher, with average total pay estimated at $295,000 per yearUnfortunately, the source data does not provide information on the mean annual wage for specific metropolitan areas in Texas, as the data is listed as "Data not available" for these regions. However, this lack of information does not diminish the overall positive outlook for finance graduates in Texas, who can expect to find rewarding and lucrative career opportunities in cities such as Houston, Dallas, and Austin. Many have reported feeling a sense of pride and fulfillment in theirwork, knowing that they are contributing to the growth and development of the Texas economy.

For those interested in pursuing a career in finance, it's worth exploring the various career opportunities for finance graduates in Texas, which can lead to a successful and rewarding career. With a career in finance offering starting salaries ranging from $85,000 to $125,000, it's no wonder that so many students in Texas are eager to pursue online finance degrees and start their journey towards a successful and rewarding career. If you're considering an advanced degree, you may also want to research MBA programs with best admit rates to find the best fit for your goals and aspirations.