Co-Founder and Chief Data Scientist
The borrower's story below is an illustrative composite reflecting patterns widely documented in hiring research....
Public Service Loan Forgiveness has delivered on an enormous scale: over a million borrowers and tens of billions of dollars discharged since 2021, averaging more than $70,000 per borrower according to Department of Education data. And yet the approval rate for standard applications has hovered in the single digits, with...
The hierarchy Americans were raised on, degree above trade and office above jobsite, is quietly inverting in the wage data. Compare what a working electrician earns against what the average early-career college graduate takes home, state by state, and in a majority of states the electrician comes out ahead. Factor...
Consider a borrower we'll call Maria, a composite of a pattern federal data shows is common. She borrowed about $68,000 for a master's degree, enrolled in an income-driven repayment plan, and paid $412 a month, on time, for eleven years. Nearly $54,000 out of her pocket. When she checked her...
Co-Founder and Chief Data Scientist
After the SAVE plan was struck down and the mass-forgiveness era ended, a lot of borrowers concluded that forgiveness itself was dead. It isn't. Four federal routes are active in 2026, written into statute or regulation, and processing discharges right now. They are narrower than what was promised a few...
New York pays its public school teachers close to the top of the national scale. The National Education Association puts the state's average teacher salary at roughly $92,700, second only to California and more than $20,000 above the national average. On paper, it isn't close....
Thank you for subscribing!
Confirmation email sent. Please click the link in the email to confirm your subscription.