2026 Most Affordable finance Degree Programs Ranking in Saint Paul

What can I expect from finance degree in Saint Paul?

The average cost of pursuing a finance degree in Saint Paul varies depending on the type of institution and program level. At Saint Paul College, students enrolling in the Associate of Science in Finance program can expect tuition fees around $150 per credit hour, making the total cost for the program affordable and accessible. Graduates often recall how manageable tuition allowed them to gain essential skills without the burden of excessive debt, enabling a smoother transition into the workforce or further education.

For those aiming for a bachelor's degree, institutions like Metropolitan State University offer competitive tuition rates close to $400 per credit, which still compares favorably to many other metropolitan areas. Finance students frequently emphasize how the financial investment in their education was balanced by strong institutional support and career services, which helped them secure internships and job placements in Saint Paul's growing financial sector.

Overall, finance degrees in Saint Paul provide a cost-effective pathway to gain expertise in corporate finance, risk management, and forecasting, with many graduates expressing confidence that their education delivered excellent value and practical readiness for their future careers.

Where can I work with finance degree in Saint Paul?

A finance degree from institutions like the University of St. Thomas or Hamline University provides graduates in Saint Paul with direct access to a vibrant job market. Many find employment in major financial institutions such as Bank of America, where roles like Financial Solutions Advisor and Relationship Banker leverage skills in investment management and client relations. Graduates often express confidence entering these positions, noting how their coursework in financial analysis and business development prepared them for immediate impact.

Graduates also secure positions within manufacturing and retail sectors, engaging in financial modeling and project management to support business growth. Local staffing agencies consistently report openings for Financial Project Managers and Business Analysts, reflecting a steady demand in the region. Students often recount how internships coordinated by their colleges offer real-world experience, making transitions into such roles seamless and rewarding.

Moreover, government agencies and nonprofits in Saint Paul offer finance careers centered on budgeting and compliance, expanding options beyond the private industry. Entry-level roles like Junior Accountant or Credit Analyst are abundant, with hourly wages ranging from $19 to $55, providing a positive financial starting point. Alumni frequently highlight the supportive community and diverse opportunities that make Saint Paul ideal for launching a finance career.

How much can I make with finance degree in Saint Paul?

Graduates with a finance degree in Saint Paul often find strong earning potential right after completing their studies at local institutions such as the University of St. Thomas or Hamline University. Entry-level roles like Financial Analyst offer an average annual salary around $112, 950, which exceeds the broader regional averages and reflects the robust demand in the metropolitan area. These graduates frequently express enthusiasm about applying classroom knowledge to real-world financial modeling and data analysis, skills highly valued by employers.

For those specializing further, careers as Financial Advisors come with even higher compensation, averaging $150, 670 annually, rewarding professionals who cultivate client trust and financial planning expertise. Credit Analysts in Saint Paul typically earn approximately $94, 750, bridging risk assessment and lending decisions in local banking institutions. Investment Banking Analysts also enjoy competitive pay near $112, 950, benefiting from financial hubs nearby.

Insurance Underwriters make around $85, 610, reflecting steady opportunities in the insurance sector-a popular choice for graduates seeking stability. The positive feedback from Saint Paul alumni emphasizes that leveraging local internships and networks during college greatly enhances their career trajectories and income prospects.

How long does it take to complete finance degree in Saint Paul?

Completing a finance degree in Saint Paul typically depends on the level of study and enrollment status. For students enrolled full-time at Saint Paul College, the Associate of Science in Finance usually takes about two years. Graduates often recall balancing flexible class schedules, including evenings and weekends, which helped them maintain work-life harmony during their studies.

Those pursuing a Bachelor of Science in Finance at institutions like Concordia University Saint Paul or Metropolitan State University usually finish in around four years when attending full-time. These programs require completing roughly 120 credit hours. Many bachelor's students share stories of managing 12 to 15 credits per semester while engaging in internships, gaining valuable real-world experience that enriched their education.

For those seeking faster completion, certificate programs such as the Business Finance Certificate at Hamline University offer foundational finance knowledge within about one semester. This option appeals to learners eager to enter the field quickly or build a stepping stone toward advanced degrees.

What's the difference between online and on-campus finance degree?

Students pursuing finance degrees in Saint Paul often weigh the difference between fully online and traditional on-campus programs. Graduates from institutions like Metropolitan State University appreciate how online courses provide flexibility, allowing them to balance work and study by completing assignments on their own schedules. This flexibility proves invaluable for busy professionals managing demanding careers.

On-campus learners at the University of Minnesota-Crookston experience a structured routine, attending scheduled classes and benefiting from direct interaction with professors and peers, which fosters immediate feedback and a vibrant learning environment. Both formats maintain identical curricula, ensuring equal academic rigor and preparation for finance careers.

Many online students value interactive simulations that bring financial scenarios to life virtually, while on-campus students benefit from face-to-face mentorship and networking opportunities that can lead to internships. Cost savings on commuting and housing make online programs appealing, yet some students find the traditional campus atmosphere motivates sustained focus and accountability.

Cost of Finance Degree Programs in Saint Paul, MN

Understanding the full cost of a finance degree in Saint Paul, MN is essential for budgeting and calculating your return on investment. Here’s a breakdown of typical expenses: Tuition and Fees • In-State Public Universities: Most students at the University of Minnesota and similar institutions pay around $12,500 per year in tuition and mandatory fees for a bachelor’s program. • Out-of-State Tuition: Non-residents can expect to pay approximately $28,000 annually at public universities. • Private Colleges: Institutions like the University of St. Thomas and Macalester College charge an average of $55,000 per year in tuition, with additional fees around $1,200. • Community Colleges: For entry via an associate degree, annual tuition ranges from $3,000 to $10,000 before transferring to a four-year school. Online Program Costs • Online bachelor’s degrees in finance typically cost between $15,000 and $25,000 total, with lower fees and no campus activity charges. • Some online providers bundle digital textbooks and software access in their tuition, reducing out-of-pocket expenses. Additional Expenses • Books and Supplies: Budget $800–$1,200 per year for textbooks, financial modeling software, and case study materials. • Living Costs: On-campus room and board average $11,000–$13,000 annually, while commuting students should factor in parking permits and public transit passes (~$600/year). • Professional Certifications: If you plan to pursue credentials like CFA or CFP, exam and preparatory course fees can total $2,500–$4,000. Strategies to Manage Costs • Scholarships and Grants: Many Saint Paul schools meet a high percentage of demonstrated need—check specific award deadlines. • Work-Study and Assistantships: On-campus positions not only offset living costs but also offer relevant experience. • Debt Planning: Compare projected salary outcomes to average debt loads to ensure manageable loan repayments. By mapping out these costs and exploring financial aid options, you’ll be well-prepared to plan your path to graduation—and if you’re curious about how to be a financier, understanding every line item in your budget is the first step.

What is the average cost of finance degree in Saint Paul?

The average cost of a finance degree in Saint Paul reflects a combination of tuition, fees, and living expenses tailored to the local educational environment. Graduates from institutions like Minnesota State University's Twin Cities campus report that the median total cost over four years is approximately $36, 830 for in-state students, while out-of-state students face costs closer to $45, 750. This pricing dynamic showcases the tangible benefits of establishing residency before starting a Saint Paul finance degree.

Students pursuing finance degrees in Saint Paul find that beyond tuition, mandatory fees and supplies add significantly to their budgets. For example, annual student fees and books together can total around $3, 000. Living expenses in Saint Paul, including housing and transportation, typically range between $10, 000 and $15, 000 per year, depending on individual lifestyle choices. Many students appreciate the city's vibrant community, which enhances motivation and satisfaction during their studies despite these costs.

Those weighing their options consider these financial factors alongside the quality education available locally. The average cost of finance degree in Saint Paul encourages prospective students to explore financial aid, scholarship opportunities, and residency benefits. Some also investigate flexible pathways such as a 6-month certification program that pays well as complementary or alternative routes within the finance field, offering cost-effective skill upgrades without lengthy commitments.

Accreditation and Alumni Outcomes: Ensuring Quality and ROI

When evaluating finance degree programs in Saint Paul, MN, accreditation and alumni outcomes are key indicators of long-term value. Accredited programs—especially those recognized by AACSB or ACBSP—demonstrate rigorous academic standards, faculty expertise, and continuous improvement. For instance, schools holding AACSB accreditation report average graduation rates above 75% and first-year job placement rates exceeding 85%. Prospective students should verify each program’s accreditation status on official college websites and through the Council for Higher Education Accreditation. Alumni success metrics further illuminate program effectiveness. Recent data from Saint Paul graduates show median starting salaries of $58,000 for bachelor’s holders and $82,000 for master’s graduates within six months of graduation. Top programs also track long-term outcomes: five-year retention in finance roles (nearly 70%) and advancement to managerial positions (over 40%). Networking events, mentorship programs, and active alumni chapters contribute significantly to these results. Comparing these figures can help you choose a program that balances affordability with quality. If you’re exploring budget-friendly options beyond Minnesota, don’t miss our Low Cost Finance Degree Programs Ranking in Idaho, which highlights accredited institutions with strong alumni performance metrics. By prioritizing accreditation and real-world outcomes, you’ll maximize your return on investment and set the stage for a successful finance career.

What financial aid is available to finance degree students in Saint Paul?

Finance students in Saint Paul have access to various financial aid options that significantly ease the cost of their education. At Saint Paul College, for example, many students benefit from grants and scholarships, which do not require repayment. Graduates often remark on how these aid packages made pursuing an associate degree in finance manageable, with the average annual cost for Minnesota residents around $11, 613-much lower than the national average exceeding $15, 000.

Loans also support students who need additional funds, with federal loans offering favorable interest rates and repayment schedules. Completing the FAFSA is essential to unlock these opportunities, and students must use the Saint Paul College code 005533 when applying.

Work-study programs provide another valuable resource by allowing students to earn money through flexible part-time jobs on campus. Many finance students share that work-study grants them the freedom to focus on studies while covering living expenses, making the college experience both practical and rewarding.

Besides federal and state aid, local scholarships and grants offer additional financial relief. Students at Saint Paul's institutions are encouraged to actively seek these resources early to maximize support throughout their studies.

What are the prerequisites for enrolling in finance degree program in Saint Paul?

Students seeking to enroll in finance degree programs in Saint Paul must demonstrate strong academic foundations, especially in reading, writing, and mathematics. For instance, those entering the Finance Associate of Science program at Saint Paul College must score at least 250 on placement tests in these areas or earn a grade of "C" or higher in preparatory courses like READ 0722, ENGL 0922, and MATH 0920. Graduates from this pathway often share how this solid grounding empowered them to navigate complex financial concepts confidently and step smoothly into entry-level roles.

At universities such as Concordia University, Saint Paul, and Metropolitan State University, prerequisites include completion of key general education courses like macroeconomics, microeconomics, probability and statistics, and introductory accounting, typically with grades of C- or better. Many finance students recall that mastering these subjects laid the crucial groundwork needed for advanced coursework and real-world financial analysis.

Moreover, embracing technology is integral; practical skills in software like Excel are commonly expected, preparing students for today's data-driven finance environment and fostering a sense of readiness and achievement as they advance academically and professionally.

What courses are typically in finance degree programs in Saint Paul?

Finance degree programs in Saint Paul typically include a comprehensive blend of core courses designed to build strong financial expertise and practical skills. Students at institutions like the University of Minnesota often engage in courses such as Managerial Finance, which focuses on budgeting and decision-making within organizations, providing invaluable tools for real-world financial challenges.

Other essential courses include Corporate Finance, teaching capital structure and investment strategies, as offered at Concordia University. Coursework in Money, Banking, and Financial Institutions equips students to understand economic policy impacts, while Investments and Portfolio Management develops skills in asset valuation and risk analysis, vital for careers in investment management.

Graduates from programs at Saint Paul College highlight how classes like Personal Finance empowered them to handle individual wealth management confidently. Additionally, Business Writing and Communication enhances students' ability to convey complex financial information clearly, a crucial workplace skill. Foundational studies in accounting and economics complement these courses, ensuring students grasp the financial environments they will navigate.

Students appreciate how these courses balance theory with practical application, preparing them to excel in dynamic financial careers across banking, corporate finance, and investment sectors.

What types of specializations are available in finance degree programs in Saint Paul?

Finance degree specializations in Saint Paul commonly include Corporate Finance, Investment Banking and Asset Management, Financial Planning and Wealth Management, Risk Management and Insurance, and Quantitative Finance. Graduates from popular colleges in Saint Paul often recall hands-on experiences managing capital budgets or analyzing investment portfolios, which strongly prepare them for practical roles in these fields. For example, Corporate Finance students frequently engage in projects simulating company financial strategy, while those in Financial Planning develop personalized retirement and tax plans, reflecting real client scenarios.

Students pursuing Saint Paul finance program concentrations benefit from programs tailored to regional economic strengths such as manufacturing, healthcare, and agriculture finance. This local focus enhances employability by connecting theoretical knowledge with familiar industry challenges. Additionally, enrolling in an open enrollment college in Saint Paul allows for accessible entry into these specializations, broadening opportunities for diverse learners to gain relevant expertise in the financial sector.

How do you choose the best finance degree in Saint Paul?

To choose the best finance degree in Saint Paul, prioritize programs with accreditation by AACSB or equivalent organizations, as graduates attest that this ensures a reputable education recognized by employers. Many students at popular colleges in Saint Paul highlight the advantage of comprehensive curricula offering specialized tracks such as financial planning or fintech, which prepare them for diverse career paths in the robust local financial sector.

Cost considerations are crucial; affordable finance degree programs Saint Paul options often provide strong return on investment. Graduates from these programs share that the availability of merit-based aid and scholarships significantly eased their financial burden, enabling them to focus on studies and internships. Internship opportunities with regional banks or consulting firms are often facilitated by the institution's career services, which many alumni credit for securing early employment.

Faculty engagement and smaller class sizes foster meaningful connections and up-to-date industry insights, enriching the student experience. For those weighing online alternatives, exploring online master degree cheap programs can also offer flexibility without compromising quality.

What career paths are available for finance degree students in Saint Paul?

Graduates with a finance degree in Saint Paul have access to diverse career paths that reflect the city's vibrant economic landscape. Many find rewarding roles as financial analysts, assessing investment opportunities and guiding strategic business decisions within local corporations and financial institutions. Others secure positions in corporate finance, managing budgets, forecasting, and optimizing assets for companies situated in the Twin Cities area. Saint Paul also offers robust opportunities in commercial banking, including lending and credit analysis, where relationship management skills are highly valued. Additionally, graduates often pursue careers in risk management and insurance, leveraging the region's significant insurance sector, or in financial planning, assisting families and individuals in wealth management and retirement strategies. Popular universities in Saint Paul prepare students well for these roles by combining rigorous academic training with internships, boosting confidence through practical experience. For students exploring finance career opportunities in Saint Paul, considering options at top local colleges alongside resources like top online colleges can enhance job prospects and salary potential.

Saint Paul's finance sector is buoyed by a job market that outpaces the national average, encouraging graduates to envision long-term success in this dynamic field.

What is the job market for finance degree in Saint Paul?

The finance degree job outlook Saint Paul reflects a robust market fueled by the city's diverse economy and financial service sectors. Graduates from prominent institutions like the University of St. Thomas and Macalester College often find rewarding opportunities in banking, insurance, and corporate finance roles. These sectors consistently seek candidates with strong analytical skills and real-world internship experience, which many local students have successfully acquired through nearby firms and networking events.

Saint Paul finance degree employment opportunities frequently span across risk analysis, underwriting, and financial planning within both established companies and innovative startups. Recent graduates report competitive starting salaries close to $58, 000, with prospects improving as they gain certifications such as the CFA or CFP. Proximity to Minneapolis further broadens career options, offering access to a larger metropolitan job market known for financial management roles.

Finance students also benefit from professional associations in the region, enhancing their career readiness and job placement. For those exploring career fit, resources on best jobs for intoverts provide valuable guidance aligned with personal strengths in this dynamic field.