2026 Most Affordable finance Degree Programs Ranking in Missouri

What can I expect from finance degree in Missouri?

The average cost of earning a finance degree in Missouri can vary significantly depending on the institution and residency status, but students frequently report manageable expenses relative to other states. For instance, graduates from Missouri Western State University and UMKC often mention tuition rates around $8, 000 to $12, 000 per year for in-state students, which aligns with many public universities' pricing in Missouri. This affordability allows students to focus on their studies without overwhelming financial stress.

However, it's important to consider additional expenses such as fees, textbooks, and living costs, which can raise the total investment. Graduates recall balancing budgets carefully, sometimes taking on part-time work or internships to supplement their income while gaining practical experience in corporate finance or investments.

Those choosing private or out-of-state options, while less common, face higher costs that can affect financial planning. Nevertheless, Missouri's emphasis on accreditation through AACSB and ACBSP reassures students that their investment is in a credible education that enhances job prospects and certification eligibility.

Where can I work with finance degree in Missouri?

Graduates holding finance degrees from Missouri institutions such as the University of Missouri or Missouri State University often find themselves positioned well within the state's diverse financial job market. Many begin their careers in banking or corporate finance at well-established banks or credit unions concentrated in cities like St. Louis and Kansas City. For instance, graduates have reported securing roles as financial analysts or personal bankers, gaining valuable exposure to real-world financial decision-making.

Some graduates choose public sector paths, joining agencies like the Missouri Division of Finance as Assistant Bank Examiners. These roles, requiring a bachelor's degree and offering starting salaries near $58, 000, involve travel across offices statewide-an appealing option for those eager to apply finance concepts in regulatory environments.

Others pursue internships or apprenticeships with companies such as Jack Henry & Associates, where hands-on experiences in budgeting and forecasting illuminate practical applications of their studies. Summers spent in programs offering $25 per hour not only boost finances but also provide early career clarity. While entry-level financial analyst salaries vary by city and experience, ranging from approximately $54, 000 to $74, 000 annually, many graduates appreciate the blend of challenge and opportunity emerging markets in Missouri present.

How much can I make with finance degree in Missouri?

Graduates with a finance degree from Missouri institutions like the University of Missouri or Saint Louis University often find starting salaries around $50, 000 annually in entry-level roles such as financial analysts or junior financial managers. However, the reality can differ notably depending on the job and location. For example, according to recent salary data, financial analysts in Missouri earn a mean annual wage of about $112, 950, which is significantly higher than entry-level figures and reflects how quickly earnings can rise with experience and specialization.

Other common career paths for finance graduates include financial advisors, who can expect a mean salary near $150, 670, and credit analysts with average earnings around $94, 750 per year. Investment banking analysts also report average salaries near $112, 950, while insurance underwriters in the region earn about $85, 610 annually.

These figures highlight the potential for substantial growth in earnings, especially when graduates pursue certifications like the CPA or engage in complex financial management roles. Missouri's diverse economy means salaries can vary: those working in metropolitan areas such as Kansas City or St. Louis often command higher pay than their peers in smaller towns.

Finance graduates from Missouri colleges share positive stories about gaining practical experience through internships in local financial firms, which boosts confidence and salary prospects. Though starting salaries might be modest, the upward mobility in Missouri's finance sector is encouraging, offering fulfilling careers with competitive compensation.

How long does it take to complete finance degree in Missouri?

Completing a finance degree in Missouri typically takes about four years of full-time study, aligning with the standard U. S. bachelor's timeline. Graduates from universities such as Missouri State University or the University of Missouri often reflect on the 120-credit hour requirement as both challenging and rewarding. These credits combine general education, core business, and specialized finance courses, with upper-division classes adding rigor. For example, Missouri State students must complete at least 40 upper-level credit hours, a detail that many find helps build advanced skills but demands focused effort.

Some students appreciate programs like Northwest Missouri State University's online finance degree, which offers flexibility through shorter, seven-week courses. This option allows individuals balancing work or personal commitments to progress at their own pace, albeit sometimes extending the overall timeline.

The "15 to Finish" initiative is another factor shaping timely graduation, motivating students to complete 15 credits each semester. Graduates following this path often feel a sense of accomplishment, since graduating in four years can reduce tuition costs and prevent extra stress from prolonged study.

What's the difference between online and on-campus finance degree?

Choosing between an online and on-campus finance degree in Missouri often depends on personal circumstances and learning preferences. For instance, online programs like Missouri State University's BS in Finance allow students to access lectures and assignments from anywhere, fitting well with busy schedules involving work or family. Graduates often appreciate this flexibility, noting they could keep their day jobs while earning their degree. However, some miss the direct engagement with professors and peers that on-campus programs offer.

On-campus studies at Missouri colleges provide structured class times and face-to-face interactions, which many find motivating and socially rewarding. Access to campus resources and networking opportunities feels more immediate, which can enhance the learning experience for those comfortable with traditional schedules.

Cost also varies: online degrees tend to have lower tuition, as seen with Missouri State's online program, while on-campus options may include extra fees but provide a richer campus life. Both paths offer accredited degrees and career support, though online students often need to be proactive in building connections.

Accreditation and Professional Credentials

Accreditation is a critical marker of quality for any finance program, ensuring that the curriculum meets rigorous academic and industry standards. In Missouri, several top institutions—such as the University of Missouri-Columbia and Washington University in St. Louis—hold AACSB accreditation, the gold standard for business schools worldwide. Prospective students should verify that their chosen program is accredited by bodies like AACSB, ACBSP, or IACBE, as this recognition not only enhances the value of your degree in the eyes of employers but also often qualifies you for federal financial aid and membership in professional finance associations. Beyond institutional accreditation, strong finance programs offer dedicated preparation for highly regarded professional certifications. Coursework in investment analysis, corporate finance, and risk management is often aligned with the curriculum of the CFA (Chartered Financial Analyst) and CFP (Certified Financial Planner) exams, giving graduates a head start on the rigorous study these credentials demand. Many Missouri universities also provide access to CFA Research Challenge teams or CFP Board-registered programs, integrating exam prep into regular class activities and offering faculty mentorship. For students seeking flexible, cost-efficient pathways without sacrificing quality, consider exploring our Affordable Online Bachelor's in Finance Degree Programs. These programs maintain strong accreditation and offer the same certification-focused coursework as their on-campus counterparts, making them an excellent option for those balancing work, family, and academic goals.

What is the average cost of finance degree in Missouri?

The average cost of a finance degree in Missouri typically centers around $21, 100 for in-state students, based on median total cost data. Graduates from institutions like the University of Missouri often describe balancing tuition with scholarships and part-time work that helped ease the financial burden. Out-of-state students, on the other hand, might face around $36, 986, reflecting higher tuition and fees at schools such as Missouri State University for non-residents. These figures highlight the importance of carefully considering residency status when budgeting for education.

While private universities in Missouri, including Washington University in St. Louis, generally charge more, students frequently report valuing the diverse opportunities and networking offered despite the steeper costs. The average pricing gap between public and private options is notable, yet many future finance professionals find merit-based scholarships and financial aid crucial in making private schools more affordable. This nuance is essential when searching for affordable finance degree programs Missouri 2026.

Beyond tuition, graduates emphasize the significance of accounting for living expenses, books, and supplies, which can add approximately $12, 000 to $15, 000 per year. Missouri's moderate cost of living can ease this aspect compared to national averages, allowing students to focus more on their studies and less on extra financial stress. Those seeking alternatives may consider exploring 6 month programs that pay well as a complementary path or stepping stone toward a full finance degree.

Return on Investment of Finance Degrees in Missouri

Calculating the return on investment (ROI) for a finance degree in Missouri involves comparing total education costs against post‐graduation earnings and career growth potential. On average, completing a bachelor’s degree in finance in Missouri costs between $40,000 and $60,000 over four years, including tuition, fees, and living expenses. When weighed against median starting salaries—financial analysts earn around $62,000 annually and financial advisors command $65,000 to $70,000—graduates can expect to recoup their investment within two to three years of full‐time employment. Key factors influencing ROI: • Program Efficiency: Public institutions such as the University of Missouri and Missouri State University often deliver lower tuition rates coupled with strong career services, reducing time to break even. • Internship Experience: Students who complete paid internships report a 20% higher starting salary, accelerating ROI. • Career Path Selection: Roles in corporate finance and investment banking typically offer higher entry‐level compensation. For insights into long‐term earnings and demand for finance roles, see the financial analyst career outlook. Comparative ROI Examples: – A graduate from a four‐year public university spending $50,000 in total costs and earning $65,000 annually can achieve positive ROI in under three years. – Private institution graduates investing $80,000 who secure investment banking positions earning $90,000 may break even in under two years. Strategies to Maximize ROI: 1. Apply for merit scholarships and work‐study programs to reduce upfront costs. 2. Leverage university career centers to secure internships and full‐time offers before graduation. 3. Pursue specialized certifications—such as CFA Level I—that can command higher salaries and improve job security. By proactively managing expenses and targeting high‐growth finance roles, Missouri finance graduates can optimize their ROI and achieve financial stability more rapidly.

What financial aid is available to finance degree students in Missouri?

Finance students in Missouri often rely on a combination of financial aid to manage tuition costs, which can reach $7, 440 annually for in-state students at public universities. Many begin by completing the FAFSA, which unlocks access to federal grants like the Pell Grant-a no-repay award that covers up to $7, 395. Graduates from schools such as the University of Missouri have shared how receiving this grant alleviated significant financial pressure, allowing them to focus more on their studies than on part-time jobs.

State-specific scholarships like the Missouri Access Grant or the Returning Heroes Education Act Grant also provide meaningful support. Veterans studying finance in Missouri have expressed gratitude for tuition caps and discounts offered through programs like the GI Bill® and Missouri Online's veteran tuition reduction, making education more attainable.

Institutional scholarships frequently cover up to $5, 000 annually, with some universities allowing one application to apply for multiple awards- a practical advantage cited by business school graduates from popular colleges in Kansas City and St. Louis.

Work-study positions offer hands-on experience but may not fully offset costs, prompting some students to cautiously consider federal loans knowing repayment includes interest. Personalized guidance from university financial aid offices is often a crucial resource for navigating these layered options.

What are the prerequisites for enrolling in finance degree program in Missouri?

Enrolling in a finance degree program in Missouri usually means meeting several clear but sometimes challenging prerequisites. Most public universities insist on a high school diploma or equivalent, like a GED-with Northwest Missouri State, for instance, requiring a GED score of 660 or above. This baseline helps ensure students start with sufficient academic preparation.

Graduates often recall how maintaining a solid GPA made a difference; schools like UMKC and Southeast Missouri State expect at least a 2. 25 GPA, while Missouri State demands a higher 2. 5. This GPA requirement might feel daunting but reflects the commitment needed for rigorous finance coursework.

Standardized test scores also play a role. Northwest Missouri State values an ACT score around 21, though some students appreciate the option for waivers, especially adult learners balancing work. Upper-level entry at universities such as Mizzou adds another hurdle: a 2. 6 GPA plus specific math and business prerequisites.

Students share a sense of accomplishment once fulfilling the constitution course-covering U. S. and Missouri laws through exams or credits-knowing it links them to civic foundations essential for business ethics. The 120-credit degree, often including 40 upper-division credits, prepares them thoroughly for finance careers while keeping education affordable in Missouri's competitive public university system.

What courses are typically in finance degree programs in Missouri?

Finance degree programs in Missouri typically combine foundational business courses with specialized finance topics, offering a balanced academic experience. Graduates from popular universities like the University of Missouri or Saint Louis University often recall starting with 24 to 48 credit hours in accounting, economics, and business law-courses that build essential skills in financial analysis and managerial accounting. This early groundwork is crucial for understanding real-world scenarios, such as analyzing a company's quarterly earnings or navigating tax regulations as a junior analyst.

For the finance major itself, students usually complete 24 to 27 credit hours focusing on core subjects like financial management, investments, and financial markets. For example, graduates describe how investment courses equipped them to evaluate stock portfolios or comprehend market fluctuations effectively. Higher-level classes introduce complex areas such as financial modeling or corporate valuation, which some Missouri students find inspiring as they apply these skills through simulations or student-managed investment funds.

Alongside these, general education requirements-covering math, economics, and communication-play a vital role in sharpening the quantitative and analytical abilities crucial for success in Missouri's finance sector.

What types of specializations are available in finance degree programs in Missouri?

Finance degree specializations in Missouri typically include areas such as Corporate Finance, Investment Banking and Financial Markets, Financial Planning and Wealth Management, Risk Management and Insurance, Real Estate Finance, and Quantitative Finance. Graduates from well-regarded institutions like the University of Missouri often highlight how Corporate Finance concentrations prepared them for managing capital budgeting and investment strategies in real-world business settings. Another common experience shared involves students specializing in Investment Banking, who appreciate the direct link between coursework and the bustling financial sectors of St. Louis and Kansas City, where internship opportunities abound.

Missouri finance program concentration options increasingly integrate interdisciplinary fields, blending finance with economics or data analytics. This approach responds to shifting industry demands and sharpens graduates' competitive edge. Some students reflect on how this blend enhanced their critical thinking when analyzing markets, enabling them to transition smoothly into tech-driven financial roles.

Choosing a specialization requires balancing passion with local job market needs; many find that studying at Missouri institutions keeps them well-positioned. For those still uncertain about career paths, exploring what are the easiest bachelor degrees to get can provide perspective on aligning interests with practical opportunities.

How do you choose the best finance degree in Missouri?

Choosing the best affordable finance degree programs Missouri offers means weighing factors beyond just cost. Graduates from universities like the University of Missouri often emphasize how accreditation, such as AACSB recognition, provided them confidence in the rigor of their education, preparing them well for competitive roles in finance. Meanwhile, some students at smaller public colleges found value in flexible scheduling options that accommodated working while studying, showing that personal circumstances play a critical role in decision-making.

Focusing solely on tuition risks overlooking programs with powerful job placement networks in financial hubs like St. Louis or Kansas City, where internships can transform theory into rewarding careers. Missouri students have reported that curricula covering investment management and quantitative methods gave them practical skills that boosted their confidence entering the workforce. It's crucial to consider the diversity of curricula and experiential learning as much as the top finance degrees cost Missouri campuses charge.

For those weighing long-term outcomes, exploring masters degrees that pay the most can clarify the value of specific finance pathways. This nuanced approach helps balance affordability with career impact when choosing your finance degree.

What career paths are available for finance degree students in Missouri?

Finance career opportunities in Missouri are diverse, reflecting the state's varied economy and the strong financial sectors centered in cities like St. Louis and Kansas City. Graduates from universities popular for finance, such as the University of Missouri or Saint Louis University, often find roles as financial analysts assessing investment potential for corporations or as financial advisors helping individuals plan for retirement. These positions can be rewarding, offering graduates a real sense of contribution and financial security.

Other jobs with finance degree in Missouri include accountants and auditors who are crucial for compliance and record accuracy, corporate finance professionals managing a company's budgeting and assets, and risk management specialists helping firms navigate uncertainties. The robust insurance industry and regional banks also provide roles like insurance underwriters and loan officers. Graduates frequently note the practical experience gained through internships in these sectors enhances confidence for their career launch.

Those considering studying finance in Missouri might explore affordable options at public universities, balancing cost with access to job markets nearby. Some graduates recommend investigating the best ranked online schools for flexible learning paths, which can complement practical demands and career goals.

What is the job market for finance degree in Missouri?

Graduates holding a finance degree in Missouri encounter a stable job market shaped by the state's diverse economy. With hubs like St. Louis and Kansas City, finance career opportunities Missouri 2026 appear promising, especially in sectors such as banking, insurance, and corporate finance. Many graduates from well-known institutions like the University of Missouri and Saint Louis University find that strong internship programs and cooperative education components significantly boost their employability by connecting them with companies like Edward Jones and Cerner Corporation.

Salary prospects are competitive within the Midwest, where financial managers earn an average around $120, 000 annually. Yet, it is important to balance these figures against the cost of living and salary expectations in other metro areas. For example, financial analysts commonly start near $75, 000, but this can stretch further due to Missouri's generally lower living expenses.

Meanwhile, students should consider affordability in education carefully. Tuition fees at Missouri public universities typically range from $7, 000 to $10, 000 per year for in-state students, which contributes to the positive outlook for finance degree job outlook Missouri. For those exploring flexible study options, checking out top online trade schools can provide valuable alternatives to traditional pathways and enhance career readiness.