2026 Best finance Degree Programs Ranking in North Dakota

What can I expect from finance degree in North Dakota?

The average cost of pursuing a finance degree in North Dakota is notably affordable compared to many other states. At public universities like North Dakota State University and the University of North Dakota, in-state tuition typically runs around $9, 500 per year. Graduates often recall how this manageable cost allowed them to focus more on gaining practical experience rather than worrying about excessive student debt.

Many students take advantage of local scholarships and financial aid specifically geared toward business and finance disciplines, further reducing expenses. One graduate shared how these resources made a significant difference in their ability to complete internships with local banks, an opportunity closely tied to the state's strong banking sector.

Keeping costs reasonable enables you to dedicate time to building analytical skills and securing hands-on internships, essential elements of finance programs here. This balance of affordability and opportunity aligns well with the financial realities and career ambitions of most students pursuing finance degrees in North Dakota.

Where can I work with finance degree in North Dakota?

With a finance degree in North Dakota, graduates often find themselves working in banking, a sector thriving with opportunities in places like Gate City Bank or Choice Financial Group. Many alumni from institutions such as the University of North Dakota have secured roles as financial analysts or loan officers, managing money for local businesses or advising clients on smart investments.

Graduates also have solid prospects in the energy sector, especially near western North Dakota's Bakken oil fields. Companies like Hess Corporation actively hire finance professionals to handle budgeting and risk management, making this a practical path for those interested in combining finance with industry growth.

In agriculture-heavy parts of the state, finance experts support farm credit associations and agribusiness firms, roles familiar to college graduates who pursued internships within North Dakota State University's strong agricultural finance programs.

Healthcare organizations such as Sanford Health increasingly need skilled financial planners to manage complex budgets. Many finance students appreciate this path, finding satisfying work that directly impacts their communities.

Other graduates work in government finance, manufacturing, or insurance firms, sectors reflecting the diversity of North Dakota's economy and offering reliable career stability. Practical experience gained through local internships significantly boosts chances of landing these roles.

How much can I make with finance degree in North Dakota?

Graduates with a finance degree from institutions like the University of North Dakota or North Dakota State University often find themselves positioned well in the job market. For example, financial analysts in North Dakota earn a mean annual wage of about $112, 950, which matches strong demand in cities like Fargo and Bismarck where many financial firms are located.

Those who pursue careers as financial advisors can expect even higher earnings, with a mean annual salary around $150, 670. Recent graduates have shared how obtaining certifications like CFA or CFP alongside their degree helped unlock these lucrative positions.

Credit analysts, another common path, typically earn around $94, 750 annually. Insurance underwriters, though somewhat less common, still achieve solid yearly wages near $85, 610. Graduates often emphasize that starting in these roles and gaining experience is a strategic step toward management positions, where salaries climb further.

The lower cost of living in North Dakota means these salaries translate into comfortable lifestyles, from paying off student loans to saving for future goals. Many graduates have found that practical financial planning, combined with local job opportunities, sets them up for long-term success.

How long does it take to complete finance degree in North Dakota?

Completing a finance degree in North Dakota usually takes about four years for full-time students at popular institutions like the University of North Dakota or North Dakota State University. Graduates often describe this timeline as manageable when they balance core finance classes with general education requirements and electives, totaling around 120 to 130 credit hours.

For those juggling work or family, part-time study extends this to five or six years, as seen with students at community colleges in Fargo or Bismarck. These part-time learners appreciate the flexible pacing, which lets them earn while they learn without overwhelming schedules.

Associate degrees are quicker-typically two years-and offer a practical entry into finance roles or a stepping stone for later transferring to a bachelor's program. Graduate degrees like a Master of Finance add one to two years beyond the bachelor's level and help deepen expertise for leadership roles.

Real students find that planning around course availability and enrollment status is key, especially when aiming to graduate on time while managing costs.

Return on Investment for Finance Degree in North Dakota

Understanding the return on investment (ROI) of a finance degree goes beyond tuition costs—it measures long-term earning potential against educational expenses and time to pay off student debt. In North Dakota, the average in-state tuition for a bachelor’s in finance ranges from $9,000 to $12,000 per year, with graduates reporting an average debt load of $25,000 upon completion. Considering a median starting salary of $60,000 for financial analysts and a five-year average salary growth to $80,000, most students recoup their investment within 4–6 years of graduation. Key factors driving ROI in North Dakota’s finance programs include strong local demand, internships that often convert to full-time offers, and specialized coursework in risk management and investment analysis. For students prioritizing cost efficiency, comparing programs regionally can yield further savings. For example, institutions often benchmark against nearby markets—see our Inexpensive Online Bachelor's in Finance Degree Programs Ranking in the Midwest to explore lower-cost online alternatives without compromising on curriculum quality. Moreover, ROI is enhanced by career services: schools with robust alumni networks and employer partnerships can accelerate job placement, reducing the period of underemployment. When evaluating ROI, prospective students should calculate total cost of attendance (tuition, fees, living expenses) against projected earnings and loan repayment terms. By focusing on programs with high graduation rates, substantial internship pipelines, and transparent career outcomes, North Dakota finance majors can maximize both financial and professional returns on their academic investment.

What's the difference between online and on-campus finance degree?

Choosing between online and on-campus finance degrees in North Dakota boils down to your lifestyle and learning preferences. Online programs offer flexibility, ideal for working adults or those in remote areas who can't easily visit camps like the University of North Dakota. Graduates often appreciate balancing work, family, and studies without the stress of commuting. Classes happen through digital platforms, letting you set your own pace while still covering essential finance topics.

On the other hand, attending North Dakota State University on-campus means you gain face-to-face interaction, immediate feedback, and access to campus resources such as libraries and career centers. Graduates value the hands-on experiences and local networking events that help connect you with Fargo or Bismarck employers, boosting job prospects.

Cost is another factor. Online degrees typically reduce expenses by cutting commuting and housing costs, sometimes lowering total fees by up to 20%. Meanwhile, on-campus programs come with a more traditional price but offer richer internship and recruitment opportunities, often favored by local companies.

What is the average cost of finance degree in North Dakota?

The average cost of a finance degree in North Dakota typically varies depending on whether you attend a public or private institution and whether you're an in-state resident. Graduates from popular public universities such as North Dakota State University often report tuition costs close to $10, 857 for in-state students, which aligns with the median in-state total expenses for a finance degree. Out-of-state students can expect higher costs, but interestingly, the median out-of-state total cost is similar, showing that many schools in North Dakota maintain accessible pricing.

Private colleges tend to have higher tuition fees, and some finance graduates mention that these costs can feel steep but are often balanced by the valuable networking opportunities and specialized programs offered. Overall, students budgeting for their finance education should also consider additional expenses like housing, textbooks, and fees, which can significantly add to the total expenses for finance degree programs ND.

Many students who started their finance degrees in North Dakota have found success by applying for state-based scholarships and federal financial aid, which helped ease the burden of tuition fees. Some have also explored short certificate programs that pay well alongside their degree to maximize earning potential while studying.

• Median in-state total cost for a finance degree: $10, 857
• Median out-of-state total cost: $25, 876
• Average additional annual living and educational expenses

What financial aid is available to finance degree students in North Dakota?

Finance students in North Dakota should start by completing the FAFSA to unlock access to federal aid like Pell Grants, which often provide about $4, 000 annually without needing repayment. At schools like the University of North Dakota, these grants have helped many graduates significantly lower their tuition burden, making the roughly $8, 000 to $10, 000 annual cost more manageable.

Beyond federal aid, the North Dakota University System offers targeted scholarships and state grants that reward both financial need and academic achievement. Students at North Dakota State University frequently tap into these funds, which can cover substantial portions of their expenses.

Don't overlook institutional scholarships offered by your chosen university. Many finance majors earn awards for leadership or high grades that reduce or even fully cover tuition. Meanwhile, on-campus work-study jobs paying $8 to $12 per hour provide valuable income and relevant experience, easing daily expenses without adding debt.

Finally, private scholarships and employer tuition assistance can add crucial support. Graduates often mention how combining these aids created a realistic path to earning their degree without overwhelming financial stress.

What are the prerequisites for enrolling in finance degree program in North Dakota?

To enroll in a finance degree program in North Dakota, you'll typically need a high school diploma or its equivalent. Graduates from North Dakota State University and the University of North Dakota often recall that a strong math background was essential. Courses like algebra, geometry, and especially statistics and calculus set the foundation for understanding key finance concepts, so focus on excelling in these areas during high school.

Adding economics, business, or accounting classes can make your application stand out and smooth your transition once admitted. For example, graduates often mention how prior exposure to these subjects helped them tackle college coursework with confidence.

If you're transferring or aiming for a graduate program, be prepared to show completed college coursework related to business or quantitative fields. Strong undergraduate GPA and recommendation letters matter here too. These practical steps can put you on the path to successfully starting a finance degree in North Dakota's respected programs.

Return on Investment: Evaluating the ROI of Finance Degrees in North Dakota

Investing in a finance degree requires a clear understanding of both costs and long-term earnings. In North Dakota, public universities average $8,000 per year for in-state tuition (up to $15,000 for out-of-state students), with a typical bachelor’s program spanning four years. When compared against starting salaries—often between $85,000 and $95,000 for roles like financial analyst or credit analyst—the payback period can be as short as three to four years. Factoring in scholarships, grants, and work-study, many students reduce their net educational expenses by 20–30%, accelerating their path to profitability. Key metrics for assessing ROI include: • Total program cost (tuition, fees, living expenses) • Average entry-level and mid-career salaries for graduates • Time required to recoup educational investment Moreover, graduates who pursue certifications such as CFA or CFP often boost their earning potential. For those curious about specific career outcomes, exploring the highest paying jobs with a finance degree can provide valuable insight into roles that maximize return on investment. By weighing tuition against realistic salary trajectories, prospective students can choose programs that deliver both academic rigor and financial rewards.

What courses are typically in finance degree programs in North Dakota?

Students pursuing finance degrees in North Dakota typically engage with a mix of core business subjects and specialized finance courses that prepare them for real-world challenges. For example, graduates from popular schools like the University of North Dakota often highlight how foundational courses in accounting, economics, and statistics helped them confidently analyze financial statements and market trends during internships.

Specialized courses cover practical areas such as financial management, where students learn budgeting and corporate capital planning, essential skills for handling a company's finances effectively. Classes on investments provide hands-on understanding of portfolio management and securities analysis, which recent graduates found invaluable when evaluating stock options in entry-level finance roles.

Additionally, corporate finance courses focus on mergers, acquisitions, and risk management, directly linking classroom knowledge with business realities faced by firms in North Dakota's growing industries. Other relevant courses include financial markets and institutions and international finance, both preparing students to navigate local and global financial environments. These clearly structured programs help students feel ready and excited to enter the finance workforce.

What types of specializations are available in finance degree programs in North Dakota?

Finance degree specializations in North Dakota typically include corporate finance, investment management, financial planning, and risk management. Graduates from popular institutions like the University of North Dakota often recount how choosing corporate finance prepared them to tackle real-world tasks such as budgeting and funding strategies for local businesses, which directly improved their job prospects in regional companies. In contrast, investment management students gained skills in portfolio construction and securities analysis, which align well with North Dakota's agricultural and energy economic sectors, creating practical opportunities for employment.

North Dakota finance program concentration options also extend to financial planning, where students learn to help individuals manage retirement, taxes, and estate matters. Graduates appreciate how this specialization gives them the confidence to advise clients on long-term financial wellbeing. Risk management focuses on identifying credit and market risks, equipping students with tools to protect organizations from financial losses. Many North Dakota students find these specializations ideal for their career paths, especially given the relatively affordable tuition rates available at public colleges.

For those exploring options, considering one of the best open enrollment online colleges can also expand access to these practical finance concentrations without leaving the state.

How do you choose the best finance degree in North Dakota?

Start by verifying the institution's accreditation, especially from bodies like the Higher Learning Commission, which ensures recognized quality in North Dakota. Graduates from North Dakota State University and the University of North Dakota often highlight how accreditation impacted their job prospects positively. Next, evaluate the program structure-look for internships or projects connected to local industries such as agriculture and banking, common in the state's economy. These real-world experiences build confidence and practical skills.

Cost is crucial too; affordable finance degrees North Dakota options typically range around $8, 900 annually for public schools, but private colleges may differ. Graduates frequently advise balancing tuition against starting salaries, which hover near $65, 000, to gauge return on investment effectively. Also consider class size and delivery format; many students juggling work appreciate online options or small classes for personalized support.

Finally, talk to alumni or check universities known for strong job placement. A practical step is to explore choices alongside resources like the fastest online masters programs if speed and flexibility are priorities.

What career paths are available for finance degree students in North Dakota?

Graduates exploring finance degree career opportunities in North Dakota find practical paths aligned with the state's dynamic economy. Financial analysts often start in banking or energy firms in cities like Fargo or Bismarck, where graduates from popular universities apply analytical skills to optimize investments. Loan officers commonly serve agricultural clients, making North Dakota's farms thrive through smart credit decisions. Recent graduates appreciate how entry-level roles in financial advising help them build client relationships, often partnering with local credit unions and expanding small businesses. Those with an accounting background typically secure positions in tax preparation and audits, leveraging internships completed at colleges in the state to gain a competitive edge.

Additional roles like risk management and budget analysis offer steady growth potential for finance graduates considering diverse industries. A pragmatic approach involves selecting a school that balances tuition costs-typically $7, 000 to $9, 500 annually-with strong industry connections, such as those found at public universities here. For a broader perspective on cost-effective education, consider researching top non profit accredited universities that can complement your North Dakota finance degree journey.

What is the job market for finance degree in North Dakota?

The job market for finance degree holders in North Dakota is stable, especially for graduates from universities like North Dakota State University and the University of North Dakota. These graduates often find opportunities in banking, energy, insurance, and government sectors, gaining hands-on experience with local firms such as Choice Financial or Gate City Bank. This practical exposure helps build skills in investment analysis and risk management, vital for long-term career growth.

Finance degree job prospects in North Dakota are promising, with entry-level salaries around $76, 000 annually-competitive for the region. Graduates enjoy a low state unemployment rate near 2. 2%, which reflects a favorable hiring environment. For those concerned about costs, studying at in-state public universities offers affordable options with tuition around $9, 500 per year. Many students also explore resources like cheap online colleges for working adults to balance work and study effectively while entering this dynamic market.