Best Online Master's in Mathematics Degree Programs for 2025

by Imed Bouchrika, Phd

Co-Founder and Chief Data Scientist

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What can I expect from an online master's in mathematics degree?

An online master’s in mathematics is a graduate-level program designed to deepen your knowledge of advanced mathematical theory and its real-world applications. These programs typically cover core subjects like real analysis, abstract algebra, statistics, and numerical methods, while offering specializations in areas such as applied mathematics, data science, or math education.

Whether you're looking to advance in your current role or pivot into a new career, this degree equips you with strong analytical, problem-solving, and quantitative skills valued across industries.

Online programs offer the flexibility to study on your schedule without sacrificing academic rigor, making them ideal for working professionals or those with other commitments. Graduates are well-positioned for roles in data analytics, finance, software development, research, and education. Many programs also offer a thesis or capstone option, which can serve as a bridge to doctoral study or high-level industry positions.

Where can I work with an online master's in mathematics degree?

Graduates of an online master’s in mathematics degree work in a wide range of industries that value strong analytical and quantitative skills. Common sectors include finance, technology, government, education, and healthcare. In these fields, professionals apply mathematical models, statistical methods, and computational techniques to solve complex problems.

For example, in finance, they may work as actuaries or quantitative analysts developing risk models. In tech, they often become data scientists or algorithm developers supporting machine learning and AI projects.

Types of employers hiring math master’s graduates include:

• Tech companies
• Financial institutions
• Government agencies
• Universities and schools
• Research organizations

Graduates with teaching interests may also work in K–12 or postsecondary education, often in advanced or leadership roles.

How much can I make with an online master's in mathematics degree?

Graduates with an online master’s in mathematics can earn strong salaries, often exceeding six figures depending on their role and industry. According to the U.S. Bureau of Labor Statistics (BLS), mathematicians and statisticians earn a median annual salary of $104,350 as of 2024.

Professionals working in federal government roles tend to earn more, with median salaries around $119,000, while those in research and development average about $111,000. Actuaries, another popular career path for math graduates, earn a median salary of $125,770, according to BLS data.

In the private sector, especially in finance and tech, salaries can climb even higher. Data scientists and quantitative analysts with a math master’s degree often start around $95,000 to $110,000, with experienced professionals earning $130,000 or more. Salaries can also vary by region, company size, and level of experience. Overall, the degree offers strong return on investment, particularly in fields where advanced mathematical and statistical skills are in high demand.

10 Best Online Master's in Mathematics Degree Programs for 2025

An online master’s in mathematics degree offers advanced training in theoretical and applied concepts, preparing graduates for high-demand roles in data science, finance, education, and research. Some students even pair their studies with niche credentials—such as the shortest sports analytics master's degree online—to gain an interdisciplinary edge in competitive job markets.

1.Fresno Pacific University

Fresno Pacific University offers a Master of Arts in Mathematics Education, with options for elementary/middle school and secondary school teachers. This program is for educators who want to deepen their pedagogical skills and mathematical knowledge to better teach students. The program is delivered through a blend of advanced math courses and pedagogical training, with a focus on practical classroom application.

• Program Length: 2-3 years
• Program Cost: $681 per credit hour
• Required Credits to Graduate: 30+ credits
• Accreditation: WASC Senior College and University Commission (WSCUC)

2. University of Washington-Seattle Campus

University of Washington-Seattle Campus provides an online Master of Science in Applied and Computational Mathematics, administered through UW Continuum College. This program targets working professionals and those outside the Seattle area, equipping them with skills in an interdisciplinary field with applications in various sciences and engineering. The program is delivered entirely online, with classes available in real-time via live streaming or on-demand, and typically requires a minimum of nine courses.

• Program Length: 2-3 years
• Program Cost: Starts at $19,584 per year
• Required Credits to Graduate: 45 credits
• Accreditation: Northwest Commission on Colleges and Universities (NWCCU)

3. East Texas Baptist University

East Texas Baptist University does not offer an online master's in mathematics, but rather, a Master of Arts in Mathematics Education. The program is designed for K-12 mathematics teachers seeking to enhance their content knowledge and teaching strategies. This program is delivered entirely online with a focus on instructional techniques and mathematics pedagogy.

• Program Length: 2 years
• Program Cost: $561.80 per credit
• Required Credits to Graduate: 36 credits
• Accreditation: Southern Association of Colleges and Schools Commission on Colleges (SACSCOC).

4. Ball State University

Ball State University offers an online Master of Arts in Mathematics Education, a flexible program for elementary, middle, and secondary school teachers. Students can choose from three concentrations and typically complete the 30-36 credit hour program in two to three years. Courses are offered in an asynchronous online format, allowing students to work on weekly assignments at their own pace.

• Program Length: 2-3 years
• Program Cost: Estimated cost per semester is $2,784
• Required Credits to Graduate: 30-36 credit hours
• Accreditation: Higher Learning Commission (HLC)

5. Emporia State University

Emporia State University offers an online Master of Science in Mathematics that is flexible and designed for students to reach their personal goals, whether for a career in industry or further academic study. The program provides a balance of theoretical foundations with applied math, and courses are available both on-campus and online. Students have the option to complete a thesis or non-thesis track and can tailor their coursework in areas like algebra, analysis, or statistics.

• Program Length: 2 years
• Program Cost: Starts at $266.41 per credit hour
• Required Credits to Graduate: 30 credit hours
• Accreditation: Higher Learning Commission (HLC).

6. University of North Alabama

University of North Alabama provides a fully online Master of Science in Mathematics degree program, offering an innovative approach to graduate-level mathematics. The program is designed for students seeking a graduate degree in pure or applied mathematics, or mathematics teaching. Students complete a core of five courses and can choose electives in various mathematical fields, with the program typically taking two years to complete.

• Program Length: 2 years
• Program Cost: $495 per credit
• Required Credits to Graduate: 30 credits
• Accreditation: Southern Association of Colleges and Schools Commission on Colleges (SACSCOC).

7. Western Illinois University

Western Illinois University offers a Master of Science in Mathematics and a Master of Science in Teaching Mathematics, both available as fully online degrees. The M.S. in Mathematics is for students pursuing careers in business, industry, government, or a Ph.D., while the M.S. in Teaching Mathematics is designed for current secondary mathematics teachers. Both programs are built on core courses with a wide range of specialized focus area courses.

• Program Length: 1.5 to 2 years
• Program Cost: Starts at $386.18 per credit hour
• Required Credits to Graduate: 30 credit hours
• Accreditation: Higher Learning Commission (HLC)

8. Texas A&M University-Central Texas

Texas A&M University-Central Texas offers an online Master of Science in Mathematics. This program is for students who want to advance their careers in fields such as data science, machine learning, and higher education. The program can be completed entirely online through asynchronous instruction, which allows students to learn at their own pace. Students can choose between a thesis and non-thesis option, with the program requiring a total of 30 credits.

• Program Length: 2-3 years
• Program Cost: Total is approximately $3,669
• Required Credits to Graduate: 30-36 credits
• Accreditation: Southern Association of Colleges and Schools Commission on Colleges (SACSCOC).

9. Youngstown State University

Youngstown State University offers an online Master of Science in Mathematics. This program is designed for students with a background in mathematics who are looking to deepen their analytical and computational skills for careers in education, research, or industry. The program offers both a thesis and a non-thesis track and can be completed in 18 to 24 months.

• Program Length: 18 to 24 months
• Program Cost: Starts at $538 per credit hour
• Required Credits to Graduate: 30 credits
• Accreditation: Higher Learning Commission (HLC).

10. North Carolina Central University

North Carolina Central University offers an online Master of Science in Mathematics. The program is designed for students seeking a graduate degree in mathematics with concentrations in areas like pure and applied mathematics, computing science, and statistics. It is a fully online program that provides the flexibility for working professionals or those who cannot attend on-campus classes. The program is typically completed in about two years.

• Program Length: 2 years (6 semesters, part-time basis)
• Program Cost: Starts at $297.62 per credit hour
• Required Credits to Graduate: 30-36 credit hours
• Accreditation: Southern Association of Colleges and Schools Commission on Colleges (SACSCOC).

How long does it take to complete an online master’s in mathematics degree program?

An online master’s in mathematics degree program typically takes 1.5 to 2 years to complete for full-time students. These programs usually require between 30 to 36 credit hours, though the exact number may vary depending on the school and specialization. Full-time students can complete the degree in as little as 18 months, while part-time students—who may be balancing work or family commitments—often take 3 to 4 years to finish.

Many online programs offer flexible scheduling, allowing students to progress at their own pace. Some universities also provide accelerated tracks that compress coursework into shorter terms, enabling faster completion. However, these condensed programs may demand a more intensive time commitment. Ultimately, the duration depends on the student's enrollment status, transfer credits, and whether a thesis or final project is required—similar to how pacing is managed in the shortest urban planning degrees online.

How does an online master’s in mathematics degree program compare to an on-campus program?

An online master’s in mathematics degree program offers the same academic rigor and curriculum as an on-campus program but with greater flexibility. Students typically learn from the same faculty, follow similar syllabi, and complete equivalent assignments and assessments.

The core courses—like real analysis, algebra, and statistics—remain consistent, ensuring that online students receive the same level of education and preparation as their on-campus peers. Many programs fall under accredited online degrees, which assures students of quality and employer recognition.

The main difference lies in the delivery format and learning experience. Online programs are ideal for working professionals or those with personal commitments, as they allow for asynchronous learning and remote access to course materials. However, online students may miss out on in-person networking opportunities, immediate face-to-face interactions with professors, and campus-based research facilities. Still, many schools provide virtual office hours, discussion forums, and collaborative tools to bridge this gap and keep the learning experience interactive.

What is the average cost of an online master’s in mathematics degree program?

The average cost of an online master’s in mathematics degree program typically ranges from $10,000 to $30,000 in total tuition. Public universities usually offer lower rates, especially for in-state residents, with some programs costing around $300 to $600 per credit hour.

Private institutions may charge more, often exceeding $800 per credit hour, leading to higher overall program costs. Students who previously completed an accelerated online Bachelor's in Mathematics may also save time and money when transitioning into a master’s program.

Keep in mind that the total cost depends on factors like the number of required credits (usually 30–36), residency status, and whether the school charges flat-rate or per-credit tuition. Some programs also have additional fees for technology, exams, or course materials. Financial aid, scholarships, and employer tuition assistance can help reduce out-of-pocket expenses.

Mathematicians held about 2,500 jobs in 2023. Mathematicians work across a range of industries, but certain sectors employ the majority of professionals in this field. For instance, the federal government employs 49% of the workforce. The chart below highlights the largest employers of mathematicians based on the latest available data.

What are the financial aid options for students enrolling in an online master’s in mathematics degree program?

Students enrolling in an online master’s in mathematics degree program have access to several financial aid options to help offset the cost. Federal financial aid is available to eligible students through the Free Application for Federal Student Aid (FAFSA). This can include Direct Unsubsidized Loans and Graduate PLUS Loans. While grants are less common for graduate students, some may qualify for federal work-study programs or teaching assistantships, depending on the university.

Other options include university-based scholarships, private scholarships, and fellowships specifically for math or STEM graduate students, which can lead to careers in areas like the highest paying jobs in computer science field. Some schools offer in-state tuition discounts, even for online learners.

Additionally, many employers provide tuition reimbursement or professional development funding for employees pursuing advanced degrees. Private student loans are also available, but they usually carry higher interest rates and fewer protections than federal loans. Students should explore all aid sources and compare offers to find the best fit for their financial situation.

What are the prerequisites for enrolling in an online master’s in mathematics degree program?

Prerequisites for enrolling in an online master’s in mathematics degree program typically include a bachelor’s degree in mathematics or a closely related field such as physics, engineering, or computer science. Applicants are generally expected to have completed undergraduate coursework in core math areas like calculus, linear algebra, differential equations, and real analysis. 

Earning an affordable online Bachelor's in Math can be a cost-effective way to meet these foundational requirements. Some programs may also require a minimum GPA, often 3.0 or higher. Some programs may also require a minimum GPA, often 3.0 or higher.

In addition to academic background, students may need to submit GRE scores (though many programs are test-optional), letters of recommendation, a statement of purpose, and a resume or CV. International applicants usually must demonstrate English proficiency through exams like the TOEFL or IELTS. Some programs offer conditional admission or bridge courses for students who don’t meet all prerequisites but show strong potential.

What courses are typically in an online master’s in mathematics degree program?

An online master's in mathematics degree program typically includes a mix of core theoretical courses, applied mathematics, and electives tailored to a student's interests or career goals. Many graduates with this degree may find employment in junior colleges, which employed around 17,210 mathematical science teachers in 2024. 

Common core courses focus on advanced mathematical foundations such as:

• Real Analysis
• Abstract Algebra
• Linear Algebra
• Numerical Analysis
• Probability and Statistics
• Complex Variables
• Topology

In addition to the core, students may choose electives or concentrations in areas like:

• Applied Mathematics
• Mathematical Modeling
• Partial Differential Equations
• Combinatorics
• Optimization
• Machine Learning or Data Science (in more tech-focused programs)

Many programs also require a capstone project, research paper, or thesis, especially for students pursuing academic or research careers. Some programs offer tracks in education, finance, or computation to align with specific professional goals, making them attractive options for those seeking master degrees that pay well.

What types of specializations are available in online master’s in mathematics degree programs?

Online master’s in mathematics degree programs often offer specializations or concentrations that let students tailor their studies to specific career paths or academic interests. Common specializations include:

• Applied Mathematics: Focuses on real-world problem-solving in fields like engineering, physics, and biology.
• Pure Mathematics: Emphasizes theory and abstract concepts such as algebra, topology, and number theory.
• Statistics or Data Science: Covers statistical modeling, machine learning, and big data analysis—ideal for roles in tech or finance.
• Computational Mathematics: Combines math with computer science to solve complex numerical problems.
• Mathematics Education: Designed for current or aspiring math teachers, with courses in pedagogy and curriculum development.
• Financial Mathematics or Quantitative Finance: Prepares students for careers in banking, investing, and risk management using math-based finance models.
• Operations Research: Focuses on decision-making and optimization techniques used in logistics, manufacturing, and service industries.

These specializations allow students to gain deeper expertise in their field of interest and boost their qualifications for targeted career opportunities—similar to the targeted approach of the shortest online MSN pediatric nurse practitioner programs in the healthcare field.

How do you choose the best online master’s in mathematics degree program?

To choose the best online master’s in mathematics degree program, start by evaluating your career goals and preferred specialization. Look for programs that offer courses or tracks aligned with your interests—such as applied math, statistics, education, or data science. Next, consider the program's accreditation to ensure quality and employer recognition. 

Regional accreditation is a must, and choosing programs from accredited online schools can give you confidence in the degree’s credibility. Discipline-specific accreditation (like from the Accreditation Board for Engineering and Technology, or ABET) can be a bonus in technical tracks.

Also, compare costs, flexibility, and faculty credentials. Check if the program allows part-time or asynchronous study, especially if you're working. Review admission requirements and whether the GRE is needed. Read student reviews, check graduation and job placement rates, and explore available student support services, like career counseling or tutoring. Finally, verify the school’s reputation and whether the degree will clearly state it was earned online—some students prefer a diploma that looks identical to an on-campus one.

Mathematicians in the aerospace product and parts manufacturing industry earn the highest salaries, with an annual wage of approximately $179,630.

This chart presents the median annual wages for mathematicians across various industries. It provides a clear comparison of compensation levels, highlighting the sectors where mathematicians are typically earning the most.

What career paths are available for graduates of online master’s in mathematics degree programs?

Graduates of online master’s in mathematics degree programs can pursue a wide range of career paths across academia, industry, government, and technology. Common roles include:

• Data Analyst or Data Scientist: Use mathematical models and statistical tools to interpret data and drive business decisions.
• Mathematician or Statistician: Work in research institutions, government agencies (like the NSA or Census Bureau), or private companies solving complex problems.
• Operations Research Analyst: Optimize processes and decision-making in logistics, manufacturing, and service industries.
• Actuary: Analyze financial risk for insurance companies, pension funds, or consulting firms.
• Quantitative Analyst (Quant): Develop algorithms and predictive models in finance, especially for investment banks and hedge funds.
• Software Developer or Algorithm Engineer: Design systems or applications with a strong focus on logic, computation, and optimization.
• Math Educator or College Instructor: Teach at the high school, community college, or university level, often with a focus on advanced math or STEM education.

Some graduates also continue on to PhD programs in mathematics or related fields if they’re interested in research or academic careers.

What challenges might students face in an online master’s in mathematics program?

Online master’s in mathematics programs demand heightened self-discipline and strategic time management due to asynchronous formats and less immediate interactive support. Students often need to proactively cultivate virtual networks and seek supplemental resources to compensate for limited on-campus research and mentoring opportunities. Additionally, navigating technical issues and maintaining consistent motivation in a remote environment can prove challenging, especially when balancing professional or personal obligations. These factors underscore the importance of evaluating program support services and community engagement before enrollment, much like when considering the fastest online EdD degree for accelerated academic growth.

What is the job market like for graduates with an online master’s in mathematics degree?

The job market for graduates holding a master’s in mathematics is generally strong, especially in applied, data-driven, and quantitative fields. According to the U.S. Bureau of Labor Statistics, employment for mathematicians and statisticians is projected to grow by around 11% from 2023 to 2033, with approximately 2,500 openings per year on average . The median annual wage for these roles was about $104,350 in May 2024, significantly higher than the U.S. median for all occupations

Demand is strongest in sectors like data science, quantitative finance, operations research, and AI-related roles. For example, actuaries earn roughly $125,770, data scientists around $112,590, and operations research analysts about $91,290, underscoring the value of quantitative expertise. Entry-level roles often require strong programming skills (e.g., Python, R, SQL), and networking or internships can be key to landing a job in today's competitive landscape.

While the overall outlook is positive, success depends heavily on skill alignment. Graduates with a pure mathematics background but limited coding or applied experience often face challenges securing industry roles. Employers increasingly look for candidates who can bridge theoretical knowledge with practical tools—especially in programming and data analysis.

AI and automation trends are also affecting the job market for new graduates. Companies are hiring fewer entry-level professionals, especially in entry-level white-collar roles, as AI tools take over tasks like data analysis and reporting. This intensifies competition and emphasizes the need for experience, specialization, or proven projects—paralleling trends seen in graduates of the associate of science in nursing online programs, where hands-on experience often determines employability.

Here’s What Professionals Have to Say About Their Online Master’s in Mathematics Degree

Other Things You Should Know About the Best Online Master's in Mathematics Degree Programs

Is a bachelor’s degree in math required for admission to a master’s program?

No, a bachelor’s degree in mathematics is not strictly required, but most programs prefer applicants with a strong background in math or a related field like statistics, physics, or engineering. Applicants should have completed key undergraduate courses such as calculus, linear algebra, and differential equations. Some programs may offer bridge courses for those lacking certain prerequisites. However, a math-intensive academic record significantly strengthens your application.

Is an online master’s in math worth it for a data science career?

Yes, an online master’s in mathematics can be highly valuable for a data science career, especially if it includes coursework in statistics, programming, and machine learning. It builds strong analytical and problem-solving skills, which are core to data science roles. However, students should also gain practical experience with tools like Python, R, SQL, and data visualization software. Combining theoretical knowledge with hands-on projects makes graduates more competitive in the job market.

How does applied mathematics differ from pure mathematics in master’s programs?

Applied mathematics focuses on solving real-world problems using mathematical methods, often in fields like engineering, finance, or computer science. It emphasizes modeling, simulations, and computation. Pure mathematics, on the other hand, is more theoretical and abstract, exploring concepts like number theory, topology, or algebra without necessarily aiming for practical application. Most programs offer a choice or balance between the two, depending on career goals.

Are online graduate math degrees eligible for PhD program admissions?

Yes, online master’s in mathematics degrees from accredited institutions are typically eligible for PhD program admissions. Admissions committees focus on academic rigor, research potential, and faculty recommendations rather than whether the degree was earned online. As long as the coursework and academic standards match those of on-campus programs, graduates can be strong PhD candidates. However, students planning to pursue a PhD should choose research-intensive programs with thesis options when available.